SEC FORM 3

SEC FORM 3 SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

SFS HOLDING CORP

(Last)

(First)

(Middle)

585 SOUTH BLVD E

(Street)

PONTIAC

48341

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
01/21/2021

3. Issuer Name and Ticker or Trading Symbol
UWM Holdings Corp [ UWMC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Class D Common Stock⁽¹⁾⁽²⁾	⁽²⁾	01/21/2021	Class A Common Stock	1,502,069,787	⁽²⁾	D⁽³⁾
Class B Common Units of UWM Holdings, LLC⁽¹⁾⁽²⁾	⁽²⁾	01/21/2021	Class A Common Stock	1,502,069,787	⁽²⁾	D⁽³⁾

Explanation of Responses:

1. By virtue of its relationship with Mr. Mat Ishbia and Mr. Jeff Ishbia, directors of UWM Holdings Corporation (the "Issuer"), SFS Holding Corp ("SFS Corp"), may be deemed to be a director by deputization.

2. Shares of Class D Common Stock of the Issuer ("Class D Stock") have 10 votes per share but no economic rights (including rights to dividends and distributions upon liquidation) and are issued in an equal amount to the number of Class B common units ("Class B Common Units") of UWM Holdings, LLC ("UWM LLC") held. Each stapled unit (consisting of one share of Class D Stock and one Class B Common Unit) is convertible and/or exchangeable for one share of Class A Common Stock of the Issuer, as described under the heading "Description of Securities - Conversion" in the Issuer's Registration Statement on Form S-1 filed with the SEC on January 25, 2021, SEC File No. 333-252422. The conversion and exchange rights do not expire.

3. The securities are held directly by SFS Holding Corp. Mat Ishbia and Jeff Ishbia, by virtue of their role with the trust that owns the voting securities of SFS, exercise the voting and dispositive power of the securities held by SFS Holding Corp.

Remarks:

	/s/ Mat Ishbia, President for SFS HOLDING CORP	02/01/2021
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

SEC Form 3 filed by Corp Holding Sfs