UNITY BANCORP, INC.


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 14A


Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )
Filed by the Registrant ☒
Filed by a Party other than the Registrant ☐
Check the appropriate box:
☐	Preliminary Proxy Statement
☐	Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))
☒	Definitive Proxy Statement
☐	Definitive Additional Materials
☐	Soliciting Material Pursuant to §240.14a-12

UNITY BANCORP, INC.

(Name of Registrant as Specified In Its Charter)


(Name of Person(s) Filing Proxy Statement, if other than the Registrant)
Payment of Filing Fee (Check the appropriate box):
☒	No fee required.
☐	Fee paid previously with preliminary materials.
☐	Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a6(i)(1) and 0-11

2026 Proxy Statement‌2

Notice of Annual Meeting of Shareholders

Date and Time:

Thursday April 23, 2026

8:00 AM E.D.T.

Location:

To be held virtually.

Virtual meeting link:

meetnow.global/MCJW47X

Record Date:

February 27, 2026

Items of Business

The election of the five (5) nominees listed in the attached proxy statement to serve on the Board of Directors for the terms set forth therein for each nominee.

The ratification of the selection of Wolf & Company P.C. as the Company’s independent external auditors for the year ending December 31, 2026.

Such other business as may properly come before the Annual Meeting and at any adjournments thereof, including whether or not to adjourn the Annual Meeting.

Delivery of Proxy Materials

We are distributing our proxy materials to our shareholders via the U.S. Securities And Exchange Commission (“SEC”) "Notice and Access" rules. We believe this approach allows us to provide shareholders with a timely and convenient way to receive proxy materials and vote, while lowering the costs of delivery and reducing the environmental impact of our Annual Meeting. A Notice of Internet Availability of Proxy Materials (the "Notice of Internet Availability") will be mailed beginning on or about March 12, 2026, rather than paper copies of the Proxy Statement, the proxy card and our 2025 Annual Report, which includes our annual report on Form 10-K for the fiscal year ended December 31, 2025. The Notice of Internet Availability contains instructions on how to access the proxy materials, vote and obtain, if desired, a paper copy of the proxy materials.

Voting

It is important that your shares be represented and voted at the Annual Meeting. Because the Annual Meeting is virtual via live webcast, shareholders who will not be able to attend the Annual Meeting in person may participate by joining the live webcast. Whether or not you expect to participate in the Annual Meeting virtually, after receiving the Notice of Internet Availability, please vote as promptly as possible to ensure your representation and the presence of a quorum at the Annual Meeting. You may vote via the Internet, by telephone, or by signing, dating and returning the proxy card that is mailed to those that request paper copies of the Proxy Statement and the other proxy materials. If you plan on participating in the Annual Meeting virtually, please retain the control number provided on your proxy card. You will need it to access the Annual Meeting as a registered shareholder. You may revoke your proxy at any time prior to the exercise of the proxy by following the voting instructions included in the Notice of Internet Availability. The latest vote cast will control.

On behalf of the Board of Directors and all of the employees of the Company, I thank you for your continued interest and support.

Sincerely yours,

David D. Dallas

Chairman of the Board

Internet Availability of Proxy Materials: IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE SHAREHOLDERS’ MEETING TO BE HELD ON APRIL 23, 2026: The Annual Report, Proxy Statement and Proxy Card are available at: www.investorvote.com/UNTY

2026 Proxy Statement‌1

64 Old Highway 22

Clinton, New Jersey 08809

Proxy Statement

We are providing these proxy materials in connection with the solicitation by the Board of Directors of Unity Bancorp, Inc. (the “Company”) of proxies to be voted at the Company’s 2026 Annual Meeting of Shareholders (the “Annual Meeting”) to be held on April 23, 2026, and at any postponement or adjournment of the Annual Meeting.

All record holders of the Company’s common shares at the close of business on February 27, 2026 are entitled to vote. On that date, there were 10,016,427 common shares outstanding. Holders of the Company’s common shares are entitled to one vote for each share held of record.

You are cordially invited to attend the Annual Meeting, which will begin at 8:00 A.M. E.D.T. The Annual Meeting will be broadcast at meetnow.global/MCJW47X.

This proxy statement will first be available online on or about March 6, 2026.

2026 Proxy Statement‌2

Proxy Statement Summary

This summary contains highlights of information contained elsewhere in our proxy statement and does not contain all of the information that you should consider. Please read the entire proxy statement before you vote.

Proposals for the Annual Meeting

Board

ProposalRecommendation

The election of the five (5) nominees listed in the attached proxy statement to serve on the Board of Directors for the terms set forth therein for each nominee.

“FOR”

each nominee

The ratification of the selection of Wolf & Company P.C. as the Company’s independent external auditors for the year ending December 31, 2026.

“FOR”

Voting Your Shares

Who Can Vote:

Shareholders of record as of the close of business on

February 27, 2026.

Voting Online Prior to Meeting:

Record holders should follow the instructions included in the Notice of Internet Availability. If you hold your shares in street names, please follow the instructions found on your voting instruction form.

Voting by Mail:

If you requested paper copies of the proxy materials, you may complete, date, sign and return the proxy card that is mailed to you.

Voting During the Annual Meeting:

If you participate in the Annual Meeting virtually, you can vote your shares of Common Stock by following the instructions available on the meeting website during the meeting. You will be required to sign into the meeting with the control number provided on your proxy card.

Your vote is important! Even if you plan to attend the Annual Meeting, we encourage all shareholders to vote in advance of the meeting.

2026 Proxy Statement‌3

Unity Bancorp, Inc. is a financial services organization headquartered in Clinton, New Jersey, with approximately $3.0 billion in assets and $2.3 billion in deposits. Unity Bank, the Company’s wholly owned subsidiary, provides financial services to retail, corporate and small business customers through its robust branch network located throughout New Jersey and the Lehigh Valley area of Pennsylvania. The Company, through the Bank, conducts a traditional and community-oriented commercial banking business, and offers services, including personal and business checking accounts and time deposits, money market accounts and regular savings accounts.

SEC Form DEF 14A filed by Unity Bancorp Inc.