SEC FORM 4

SEC FORM 4SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Borden William A.

(Last)

(First)

(Middle)

234 1ST STREET

C/O SOFI TECHNOLOGIES, INC.

(Street)

SAN FRANCISCO

CALIFORNIA

94105

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/27/2024

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Deferred Stock Unit	⁽¹⁾	09/27/2024		A		1,752		⁽¹⁾	⁽²⁾	Common Stock	1,752	$0	1,752	D
Deferred Stock Unit	⁽³⁾	12/27/2024		A		1,752		⁽³⁾	⁽²⁾	Common Stock	1,752	$0	1,752	D
Deferred Stock Unit	⁽⁴⁾	03/25/2025		A		1,404		⁽⁴⁾	⁽²⁾	Common Stock	1,404	$0	1,404	D
Deferred Stock Unit	⁽⁵⁾	06/27/2025		A		1,233		⁽⁵⁾	⁽²⁾	Common Stock	1,233	$0	1,233	D
Deferred Stock Unit	⁽⁶⁾	09/26/2025		A		648		⁽⁶⁾	⁽²⁾	Common Stock	648	$0	648	D
Deferred Stock Unit	⁽⁷⁾	03/31/2026		A		1,191		⁽⁷⁾	⁽²⁾	Common Stock	1,191	$0	1,191	D

Explanation of Responses:

1. The reporting person has elected to defer compensation in the form of deferred stock units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan"). Pursuant to the terms of the Plan, the reporting person was credited with 1,752 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the third quarter of 2024 divided by the Common Stock closing price of $7.14 on September 27, 2024. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

2. Not Applicable.

3. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,752 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the fourth quarter of 2024 divided by the Common Stock closing price of $7.14 on December 27, 2024. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

4. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,404 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the first quarter of 2025 divided by the Common Stock closing price of $12.65 on March 25, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

5. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,233 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the second quarter of 2025 divided by the Common Stock closing price of $14.71 on June 27, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

6. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 648 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the third quarter of 2025 divided by the Common Stock closing price of $27.98 on September 26, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

7. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,191 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the first quarter of 2026 divided by the Common Stock closing price of $15.23 on March 27, 2026. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

SEC Form 4 filed by Borden William A.