SEC FORM 3

SEC FORM 3SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Xiao Wenjie

(Last)

(First)

(Middle)

27/F CES TOWER

NO. 3099 KEYUAN SOUTH ROAD

(Street)

SHENZHEN

CHINA

518057

(City)

(State)

(Zip)

CHINA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
LexinFintech Holdings Ltd. [ LX ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class B ordinary shares	71,342,227	I	By Installment Payment Investment Inc.
American depostiary shares⁽¹⁾	6,689,076	I	By Installment Payment Investment Inc
Class A ordinary shares⁽²⁾	87,500	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Options (right to buy)	10/01/2023	10/25/2029	Class A ordinary shares	200,000	$0.5	D
Options (right to buy)	01/15/2023	01/15/2031	Class A ordinary shares	83,334	$0.5	D
Options (right to buy)	⁽³⁾	03/03/2033	Class A ordinary shares	200,000	$1.51	D
Restricted Share Units	⁽⁴⁾	⁽⁴⁾	Class A ordinary shares	87,500	⁽⁵⁾	D
Restricted Share Units	⁽⁶⁾	⁽⁶⁾	Class A ordinary shares	60,000	⁽⁵⁾	D
Restricted Share Units	⁽⁷⁾	⁽⁷⁾	Class A ordinary shares	18,000	⁽⁵⁾	D

Explanation of Responses:

1. Each American depositary shares represents two Class A ordinary shares.

2. Acquired upon vesting of restricted shares units and held in the form of American depositary shares, each representing two Class A ordinary shares.

3. These options were granted on March 3, 2023. 150,000 of these options were vested as of the date hereof. The remaining 50,000 options will vest on March 3, 2027.

4. These restricted share units were granted on December 29, 2023 and will will vest in equal installments on December 1, 2026 and 2027. They do not have an expiration date.

5. Each restricted share unit represents contingent rights to receive one Class A ordinary share.

6. These restricted share units were granted on February 13, 2026 and will vest in equal installments on February 13, 2027 and 2028. They do not have an expiration date.

7. These restricted share units were granted on February 13, 2026 and will vest on February 13, 2028. They do not have an expiration date.

	/s/ Wenjie Xiao	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

SEC Form 3 filed by new insider Xiao Wenjie