SEC FORM 3

SEC FORM 3SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Murthy Rohith

(Last)

(First)

(Middle)

C/O MONEYHERO LIMITED

70 SHENTON WAY #18-15, EON SHENTON

(Street)

SINGAPORE

S079118

(City)

(State)

(Zip)

SINGAPORE

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
MoneyHero Ltd [ MNY ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Ordinary Shares	92,653⁽¹⁾	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Share Option (right to buy)	⁽²⁾	01/01/2033	Class A Ordinary Shares	194,085	$0.0003	D
Warrants (Class A-1)	⁽³⁾⁽⁴⁾	10/14/2027	Class A Ordinary Shares	6,965⁽³⁾⁽⁴⁾	⁽³⁾⁽⁴⁾	D
Warrants (Class A-2)	⁽⁵⁾⁽⁶⁾	10/14/2027	Class A Ordinary Shares	2,321⁽⁵⁾⁽⁶⁾	⁽⁵⁾⁽⁶⁾	D
Warrants (Class A-3)	⁽⁷⁾⁽⁸⁾	10/14/2027	Class A Ordinary Shares	2,321⁽⁷⁾⁽⁸⁾	⁽⁷⁾⁽⁸⁾	D

Explanation of Responses:

1. Includes 91,117 restricted share units (the "RSUs"). Each RSU represents a contingent right to receive one Class A ordinary share of the Issuer upon settlement. 60,683 RSUs have fully vested as of the date hereof, and the remaining 30,434 RSUs will vest on February 16, 2027, subject to the Reporting Person's continued service with the Issuer through such vesting date.

2. The shares subject to the option are fully vested.

3. Represents 22,674 Class A-1 warrants, each exercisable for 0.307212 Class A ordinary shares at an exercise price of $2.9899 for such fractional Class A ordinary share, which is equivalent to 6,965.7 Class A ordinary shares at an exercise price of $9.4394 per Class A ordinary share. The Class A-1 warrants were originally issued prior to 2022 and exercisable for the shares of our predecessor Company, CompareAsia Group Capital Limited. In connection with the deSPAC the Class A-1 warrants were issued automatically pursuant to the Deed dated October 14, 2022, as supplemented on May 25, 2023 to replace these prior warrants, which were cancelled. The Class A-1 warrants expire on October 14, 2027. The Class A-1 warrants are subject to adjustment on the same basis as the public warrants, as further described in the Class A Warrant Agreement. No fractional Class A ordinary shares shall be issued upon exercise of the Class A-1 warrants. (footnote continued.)

4. (footnote continued.) The Class A-1 warrants are fully vested and non-transferrable without the prior written consent of the Company, except to affiliates and other customary permitted transferees.

5. Represents 7,558 Class A-2 warrants, each exercisable for 0.307212 Class A ordinary shares at an exercise price of $5.9798 for such fractional Class A ordinary share, which is equivalent to 2,321.9 Class A ordinary shares at an exercise price of $19.4647 per Class A ordinary share. The Class A-2 warrants were originally issued prior to 2022 and exercisable for the shares of our predecessor Company, CompareAsia Group Capital Limited. In connection with the deSPAC the Class A-2 warrants were issued automatically pursuant to the Deed dated October 14, 2022, as supplemented on May 25, 2023 to replace these prior warrants, which were cancelled. The Class A-2 warrants expire on October 14, 2027. The Class A-2 warrants are subject to adjustment on the same basis as the public warrants, as further described in the Class A Warrant Agreement. No fractional Class A ordinary shares shall be issued upon exercise of the Class A-2 warrants. (footnote continued.)

6. (footnote continued.) The Class A-2 warrants are fully vested and non-transferrable without the prior written consent of the Company, except to affiliates and other customary permitted transferees.

7. Represents 7,558 Class A-3 warrants, each exercisable for 0.307212 Class A ordinary shares at an exercise price of $8.9697 for such fractional Class A ordinary share, which is equivalent to 2,321.9 Class A ordinary shares at an exercise price of $29.1971 per Class A ordinary share. The Class A-3 warrants were originally issued prior to 2022 and exercisable for the shares of our predecessor Company, CompareAsia Group Capital Limited. In connection with the deSPAC the Class A-3 warrants were issued automatically pursuant to the Deed dated October 14, 2022, as supplemented on May 25, 2023 to replace these prior warrants, which were cancelled. The Class A-3 warrants expire on October 14, 2027. The Class A-3 warrants are subject to adjustment on the same basis as the public warrants, as further described in the Class A Warrant Agreement. No fractional Class A ordinary shares shall be issued upon exercise of the Class A-3 warrants. (footnote continued.)

8. (footnote continued.) The Class A-3 warrants are fully vested and non-transferrable without the prior written consent of the Company, except to affiliates and other customary permitted transferees.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Ming Hei Jasper Yip, Attorney-in-Fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

SEC Form 3 filed by new insider Murthy Rohith