SEC FORM 3

SEC FORM 3 SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Horacio Stel Santiago

(Last)

(First)

(Middle)

AV BARBACENA 1219

(Street)

BELO HORIZONTE - MG

30190-131

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/16/2026

3. Issuer Name and Ticker or Trading Symbol
Inter & Co, Inc. [ INTR ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Non-Qualified Stock Option (Right to Buy)	04/25/2026	04/25/2029	Class A Common Share	9,375	$15.5	D
Non-Qualified Stock Option (Right to Buy)	04/25/2027	04/25/2029	Class A Common Share	25,000	$15.5	D
Restricted Stock Unit	⁽¹⁾	⁽¹⁾	Class A Common Share	25,000	⁽¹⁾	D
Restricted Stock Unit	⁽²⁾	⁽²⁾	Class A Common Share	50,000	⁽²⁾	D
Restricted Stock Unit	⁽³⁾	⁽³⁾	Class A Common Share	97,500	⁽³⁾	D
Restricted Stock Unit	⁽⁴⁾	⁽⁴⁾	Class A Common Share	113,544	⁽⁴⁾	D

Explanation of Responses:

1. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share on December 1, 2026.

2. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share in two equal installments on December 1, 2026 and December 1, 2027.

3. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share in three equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028.

4. The award vests and converts into Class A Common Share in four equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028 and December 1, 2029.

Remarks:

	/s/ Santiago Horacio Stel	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

SEC Form 3 filed by new insider Horacio Stel Santiago