ccbg-20251231

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON,

D.C.

20549

FORM

11-K

ANNUAL REPORT PURSUANT TO SECTION 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

____________________________

(Mark One)

[X]

ANNUAL REPORT PURSUANT TO

SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF

1934

For the fiscal year ended

December 31, 2025

[ ]

TRANSITION

REPORT PURSUANT TO SECTION

15(d) OF THE SECURITIES EXCHANGE ACT

OF 1934

For the transition period from ____________ to ____________

Commission file number 0-13358

A. Full title of the plan and the address of the plan, if different from that of

the issuer named below:

CAPITAL CITY BANK GROUP, INC.

401(k) Plan

(Exact name of the plan)

B. Name of issuer of the securities held pursuant to the plan and the address of its principal

executive office:

Capital City Bank Group, Inc.

217 North Monroe Street

Tallahassee, Florida 32301

REQUIRED INFORMATION

The following financial statements shall be furnished for the plan:

The Capital City Bank Group, Inc. 401(k) Plan (“Plan”) is subject to

the Employee Retirement Income

Security Act of 1974,

as amended (“ERISA”).

Therefore, in lieu of the requirements of items 1-3 of

Form 11-K, the financial statements as of December 31, 2025 and 2024, and for the year ended December

31, 2025, and schedules

of the Plan as of December 31, 2025 have been prepared in accordance with

the

financial reporting requirements of ERISA.

INANCIAL

TATEMENTS

AND

UPPLEMENTAL

CHEDULE

Capital City Bank Group, Inc. 401(k) Plan

December 31, 2025 and 2024

and Year

Ended December 31, 2025

With Report of Independent Registered Public Accounting Firm

Capital City Bank Group, Inc. 401(k) Plan

Financial Statements and Supplemental Schedule

December 31, 2025 and 2024 and Year Ended December 31, 2025

Contents

Report of Independent Registered Public Accounting Firm

............................................................1

Financial Statements

Statements of Net Assets Available for Benefits

.............................................................................2

Statement of Changes in Net Assets Available for Benefits

............................................................3

Notes to Financial Statements

..........................................................................................................4

Supplemental Schedule

Schedule H, Line 4i – Schedule of Assets (Held at End of Year) .................................................13

Report of Independent Registered Public Accounting Firm

Plan Administrator, Plan Participants, and Retirement Committee

Capital City Bank Group, Inc. 401(k) Plan

Tallahassee, Florida

Opinion on the Financial Statements

We have audited the accompanying statements

of net assets available for benefits of Capital City Bank Group, Inc. 401(k)

Plan (the “Plan”) as of December 31, 2025 and 2024, the related statement of changes in net assets available for benefits

for the year ended December 31, 2025, and the related notes (collectively referred to as the “financial statements”). In our

opinion, the financial statements referred to above present fairly, in

all material respects, the net assets available for

benefits of Capital City Bank Group, Inc. 401(k) Plan as of December 31, 2025 and 2024, and the changes in net assets

available for benefits for the year ended December 31, 2025 in conformity with accounting principles generally accepted

in the United States of America.

Basis of Opinion

These financial statements are the responsibility of the Plan’s management. Our responsibility is to

express an opinion on

these financial statements based on our audits.

We are a public accounting firm registered with the

Public Company Accounting Oversight Board (United States)

(“PCAOB”) and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws

and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance

with the standards of the PCAOB. Those standards require that we plan and

perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement,

whether due to error or fraud. The Plan is not required to have, nor were we engaged to perform, an audit of its internal

control over financial reporting. As part of our audits, we are required to obtain an understanding of internal control over

financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Plan’s

internal control over

financial reporting. Accordingly, we express no such opinion.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether

due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a

test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating

the accounting principles used and significant estimates made by management, as well as evaluating the overall

presentation of the financial statements. We

believe that our audits provide a reasonable basis for our opinion.

Report on Supplemental Information

The supplemental information in the accompanying Schedule H, Line 4i – Schedule of Assets (Held at End of Year)

as of

December 31, 2025 has been subjected to audit procedures performed in conjunction with the audit of the Plan’s

financial

statements. The supplemental schedule is the responsibility of the Plan’s management.

Our audit procedures included

determining whether the supplemental schedule reconciles to the financial statements or the underlying accounting and

other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented

in the supplemental schedule. In forming our opinion on the supplemental schedule, we evaluated whether the

supplemental schedule, including its form and content, is presented in conformity with the Department of Labor’s Rules

and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our

opinion, the Schedule H, Line 4i – Schedule of Assets (Held at End of Year)

as of December 31, 2025 is fairly stated, in

all material respects, in relation to the basic financial statements taken as a whole.

/s/

Forvis Mazars, LLP

Little Rock, Arkansas

June 24, 2025

We have served as the Plan’s auditor

since 2022.

Capital City Bank Group, Inc. 401(k) Plan

Statements of Net Assets Available for Benefits

December 31,

2025

2024

Assets

Investments at fair value

86,050,103

56,782,158

Receivables:

Notes receivable from participants

226,042

Total assets

86,276,145

56,782,158

Net assets available for benefits

86,276,145

56,782,158

See accompanying notes.

Capital City Bank Group, Inc. 401(k) Plan

Statement of Changes in Net Assets Available for Benefits

Year

Ended December 31, 2025

2025

Additions

Investment income:

Dividends and interest income

1,129,735

Net appreciation in fair value of investments

11,177,818

Total Investment Income

12,307,553

Interest from Notes Receivable from Participants

25,744

Contributions:

Participants

5,483,011

Employer

2,830,431

Rollover

471,820

Total Contributions

8,785,262

Total Additions

21,118,559

Deductions

Benefit payments

8,869,997

Administrative expenses

100,686

Total Deductions

8,970,683

Net increase

12,147,876

Transfer of net assets from Capital City Home Loans 401(k) Plan

17,346,111

Net assets available for benefits at beginning of year

56,782,158

Net assets available for benefits at end of year

86,276,145

See accompanying notes.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements

December 31, 2025 and 2024

1. Description of Plan

The following description of the

Capital City Bank Group, Inc.

401(k) Plan (the “Plan”) provides general

information

about

the

Plan’s

provisions.

Capital

City

Bank

Group,

Inc.

(the

“Company”)

the

plan

sponsor.

Participants

should

refer

the

Plan

document

and

Summary

Plan

Description

for

complete description of the Plan’s provisions, copies of which may be obtained from the plan sponsor.

General

The Plan

is a

defined contribution

retirement plan

established under

the provisions

of Section

401(a) of

the Internal

Revenue Code

(the “IRC”),

which includes

a qualified

deferred arrangement as

described in

Section

401(k)

the

IRC.

The

Plan

intended

provide

benefits

all

eligible

employees

the

Company.

Employees

the

Company

who

are

not

excluded

and

otherwise

meet

the

requirements

become eligible

to participate

in the

Plan at

the time

employment. Employees

may enter

the

Plan on

the first day

of the month

coinciding with or

following the date

on which the

employee becomes eligible

to participate in the Plan.

Capital

City

Home

Loans,

LLC

(“CCHL”)

became

wholly

owned

subsidiary

the

Company

January 1, 2025.

The Plan was restated to include the

employees of CCHL effective January

1, 2025 and

merge

the

assets of

the

Capital City

Home Loans

401(k) Plan

into the

Plan effective

January 15,

2025.

Additionally, the

Plan was amended to permit

existing participant loan balances transferred

in the merger

to remain

outstanding; however,

new participant

loans are

permitted.

In connection

with the

merger,

net

assets

totaling

approximately

17.3

million

were

transferred

into

the

Plan

and

are

presented

“Transfer

net

assets

from

Capital City

Home Loans

401(k)

Plan”

the

accompanying Statement

Changes in

Net Assets

Available

for

Benefits.

The transferred

balances primarily

included participant-

directed

investments

16.6

million,

participant

loans

0.3

million,

and

employer

contribution

receivables,

inclusive

forfeiture

balances

applied

against

such

contributions,

totaling

0.4

million

related to the predecessor plan year.

The overall responsibility for administering the Plan rests with the Company.

However, the Company has

delegated

administration

the

Plan

the

Company’s

Retirement

Committee

(the

“Plan

Administrator”).

The

administrative

and

record-keeping

services

are

outsourced

Empower

Annuity

Insurance

Company

America,

while

Reliance

Trust

serves

trustee

and

asset

custodian.

Strategic

Retirement Partners served as the 3(38) fiduciary for the plan year ended December

31, 2025.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

Contributions

Each year,

participants may

elect to

contribute up

100

% of

pretax annual

compensation, as

defined in

the Plan

document and

subject to

certain limitations

under the

IRC.

Participants may

choose to

change

their deferral

percentage at

any time.

The Plan

also includes

an automatic

contribution arrangement

that

applies to

new or

re-hired employees

of the

Company.

The automatic

deferral amount

% of

eligible

compensation.

The Plan

auto-escalates participants’

deferral rate

% annually

each June

until a

deferral rate

is achieved.

Employees who

do not

wish to

be automatically

enrolled or

auto-escalate may

elect not

to defer

or to

defer another percentage.

The Plan

also allows

participants who reach

the age

during

the

taxable

year

make

catch-up

contributions

which

would

exceed

the

ordinary

deferral

limits imposed by Internal Revenue

Code Section 402(g).

The Plan also allows participants

to contribute

monies as Roth contributions, subject to the same limitations as are in place for pretax

contributions.

For 2025, the Company provided a

% discretionary match on participant

contributions of

% or less of

eligible compensation.

Only employees hired after

January 1, 2002, and

who have completed

90 days

service, are eligible

for this match.

In addition, employees hired

or rehired after

December 31, 2019,

are

eligible to receive a

separate non-elective contribution equal to

% of their eligible

annual compensation,

calculated

payroll

basis.

Ninety days

service

required

before

this

non-elective

contribution

begins.

additional discretionary employer contributions were made for 2025.

Effective

April

2026,

the

Plan

was

amended

extend

the

automatic

escalation

feature

until

participant

deferrals

reach

Effective

April

2026,

the

Company

approved

increasing

the

discretionary employer match on

participant contributions to a

% match on participant

contributions of

% or less of eligible compensation.

Participant Accounts

Each

participant’s

account

credited

with

the

participant’s

contribution,

the

Company

matching

contributions, and effective January

1, 2020 the

% non-elective contribution for

eligible employees, and

allocations of Plan earnings based on the participant’s

investment elections.

Administrative expenses and

any

applicable

withdrawal

fees

are

paid

the

Plan,

the

participants,

directly

the

Company,

defined in

the Plan document

and/or vendor agreements.

The benefit to

which a participant

is entitled is

the

benefit

that

can

provided

from

the

participant’s

vested

account.

Each

participant

directs

the

investment of his or her account to any of the investment options available under

the Plan.

Vesting

Participants

are

immediately

vested

their

contributions

plus

actual

earnings

thereon.

Vesting

the

Company’s matching portion (including the

% non-elective contributions) plus actual earnings thereon is

based on

years of

credited service.

A participant

100

vested in

the Company’s

matching,

non-

elective and discretionary contributions (if any), and related earnings thereon, after

three years

of credited

service (on

a cliff

basis).

Credited service

for

vesting purposes

requires

1,000 Hours

Service during

the Plan year.

part

the

January

2025

CCHL

Plan

merger,

transferred

participants

retained

vested

balances

earned under the predecessor plan terms and become fully vested upon

3 years

of service.

A participant becomes fully vested in his or her account balance upon retirement,

death or disability.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

Notes Receivable from Participants

Participants

the

legacy

Capital

City

Home

Loans

401(k)

Plan

were

previously

permitted

borrow

from their

fund accounts

at minimum

of $

1,000

up to

a maximum

equal to

the lesser

of $

50,000

of their

vested account

balance.

The loans

are secured

by the

balance in

the participant’s

account.

The

loan interest rate was based on Prime rate

plus

% on the date of the

loan.

Effective October 1, 2024, the

Capital City Home

Loans 401(k) Plan ceased

permitting new participant loans;

however, participant loan

balances

outstanding

prior

such

date

were

transferred

the

Plan

connection

with

the

merger

January

2025.

Outstanding

principal

and

interest

repaid

through

monthly

payroll

deductions

accordance with the original

loan terms. No additional

participant loans are permitted

under the amended

Plan provisions.

Forfeitures

may

be,

and

are,

used

reduce

employer

contributions

(either

non-elective

matching

contributions)

and/or

pay

Plan

expenses,

including

Plan

administrative

expenses.

Unallocated

forfeited

balances

December

31,

2025

and

2024

were

approximately

43,900

and

44,800

respectively.

During

2025,

forfeitures

approximately

77,300

were

allocated

participant

accounts

offset

administrative

expenses.

The

Company

used

forfeitures

approximately

55,000

reduce

Company

contributions in 2025.

Payment of Benefits

Upon

termination

service

due

death,

disability,

retirement

other

reason,

participants

(or

their

beneficiary

the

event

death)

will,

upon

request,

receive

lump-sum

amount,

other

installment

distributions, as permitted by the Plan Document, equal to the value of the vested interest in their account.

Participants may

also receive

a distribution

while in

service upon

demonstration of

financial hardship

reaching age 59

½.

Participants that are

qualified reservists and

are called upon

for active duty

for more

than 179 days or an indefinite period may receive a distribution.

Administrative Expenses

The Plan’s

administrative expenses

were paid,

pro rata,

by participants.

Forfeitures were

used to

offset

participant

expenses.

Expenses

relating

purchases,

sales,

transfers

distributions

the

Plan’s

investments are charged to the particular investment fund and/or participant to which the

expense relates.

Plan Termination

Although it has not expressed any intent to do so, the Company has the right under the Plan to discontinue

its

contributions

any

time

and

terminate

the

Plan

subject

the

provisions

the

Employee

Retirement

Income

Security

Act

1974,

amended

(ERISA).

the

event

Plan

termination,

participants would become

100

% vested in their employer contributions and earnings thereon.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

Amendments

September

18,

2024,

the

Plan

was

amended

allow

auto

portability

effective

January

2025,

whereby upon

termination a

third-party service

provider will

move the

terminated participant’s

account

balance to an active account at a new employer’s plan.

2. Summary of Significant Accounting Policies

Basis of Accounting

The financial statements of the Plan are prepared under the accrual basis of accounting in accordance with

U.S. generally accepted accounting principles.

Contributions

Contributions from

Plan participants

and the

matching contributions

from the

Employer are

recorded in

the year in which the employee contributions are withheld from compensation.

Notes Receivable From Participants

Notes

receivable from

participants are

measured

their

unpaid

principal balance

plus

any

accrued but

unpaid

interest.

Interest

income

recorded

the

accrual

basis.

fees

are

recorded

administrative expenses and are expensed when they are incurred.

Payment of Benefits

Benefits are recorded when paid.

Use of Estimates

The preparation of

financial statements in

conformity with U.S.

generally accepted accounting

principles

requires management to make

estimates and assumptions that affect

the amounts reported in

the financial

statements

and

accompanying

notes

and

supplemental

schedule.

Actual

results

could

differ

from

those

estimates.

Investment Valuation and Income Recognition

Investments

held

the

Plan

are

stated

fair

value.

Fair

value

defined

the

price

that

would

received to sell an asset or paid to transfer a liability in an orderly transaction between market participants

at the

measurement date

(an exit

price). See

Note 3 for

further discussion

and disclosures

related to

fair

value measurements.

Purchases and sales of securities are recorded on a

trade-date basis. Interest income is recorded as earned.

Dividends are recorded on the ex-dividend date. Net appreciation /

(depreciation) include the Plan’s gains

and losses on investments bought and sold as well as held during the year.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

Recent Accounting Pronouncements

Presently,

Plan

management

not

aware

any

recent

accounting

pronouncements from

the

Financial

Accounting

Standards

Board

that

will

have

material

impact

the

Plan’s

present

future

financial

statements.

3. Fair Value Measurements

Fair value is defined as the

price that would be received to

sell an asset or paid to

transfer a liability in an

orderly

transaction

between

market

participants

the

measurement

date

(i.e., an

exit

price).

The

fair

value

hierarchy

prioritizes the

inputs

valuation

techniques

used

measure

fair

value.

The

hierarchy

gives the

highest priority

to unadjusted

quoted prices

in active

markets for

identical assets

and liabilities

(Level 1)

and

the

lowest

priority

unobservable

inputs

(Level 3).

The

three

levels

the

fair

value

hierarchy are described below:

Level 1:

Unadjusted

quoted prices

active

markets

that

are

accessible

the

reporting

entity

the measurement date for identical assets and liabilities.

Level 2:

Inputs

other

than

quoted

prices

active

markets

for

identical

assets

and

liabilities

that

are observable either directly or indirectly for substantially the full term of

the asset or liability.

Level 2 inputs include the following:

●

quoted prices for similar assets and liabilities in active markets

●

quoted prices for identical or similar assets or liabilities in markets that are not

active

●

observable

inputs

other

than

quoted

prices

that

are

used

the

valuation

the

asset

liabilities (e.g., interest rate and yield curve quotes at commonly quoted

intervals)

●

inputs that are derived principally or corroborated by observable market data by

correlation or

other means

Level 3: Unobservable inputs

for the

asset or

liability (i.e., supported by

little or

no market

activity).

Level 3 inputs include management’s

own assumption about the assumptions that

market participants

would use in pricing the asset or liability (including assumptions about

risk).

The level

in the

fair value

hierarchy within

which the

fair value

measurement is

classified is

determined

based upon the lowest level input that is significant to the fair value

measurement in its entirety.

Following

description

the

valuation

techniques

and

inputs

used

for

each

general

type

investments measured at

fair value by

the Plan.

There have been

no changes in

the valuation techniques

used at December 31, 2025 and 2024.

Company common stock

: Valued

at the closing price reported on

the active market on which the

common

stock is traded.

Mutual funds

: Valued

at the daily closing price as reported by the fund. Mutual funds held by the Plan are

open-ended mutual funds that are registered

with the SEC. These funds

are required to publish their daily

net asset

value (NAV)

and to

transact at

that price.

The mutual

funds held

by the

Plan are

deemed to

actively traded.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

Collective investment

trusts:

Valued

at the

NAV

units of

a collective

investment trust.

The NAV,

provided by

the trustee,

is used

as a

practical expedient to

estimate fair

value. The

NAV

is based

on the

fair value of the underlying investments held by

the fund less its liabilities. This practical expedient is

not

used when

it is

determined to

be probable

that the

fund will

sell the

investment for

an amount

different

than

the

reported NAV.

Participant transactions

(purchased and

sales) may

occur daily.

There were

unfunded commitments at

December 31, 2025,

or 2024.

The fund has

a daily redemption

frequency and

redemption notice period.

The

following

tables

set

forth

level,

within

the

fair

value

hierarchy,

the

Plan’s

assets

carried

fair

value.

December 31, 2025

Level 1

Level 2

Level 3

Total

Company common stock

2,133,682

Mutual funds

20,059,332

Collective investment trusts

(a)

63,857,089

22,193,014

86,050,103

December 31, 2024

Level 1

Level 2

Level 3

Total

Company common stock

2,665,825

Mutual funds

12,537,491

Collective investment trusts

(a)

41,578,842

15,203,316

56,782,158

(a)

These investments are valued based on NAV per unit, as provided by the trustee of the fund as

a practical expedient, and have not been classified in the fair value

hierarchy.

The fair value

amounts are provided to reconcile to the statement of net assets available

for benefits.

4. Risks and Uncertainties

The Plan

holds various

investment securities.

Investment securities

are exposed

to various

risks such

interest rate, market, liquidity and credit risks.

Due to the level of risk

associated with certain investment

securities,

least

reasonably

possible

that

changes

the

fair

values

investment

securities

will

occur in the near term and that such changes could materially affect participants’ account

balances and the

amounts reported in the statements of net assets available for benefits.

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

5. Related Party and Party-In-Interest Transactions

The

Plan

invests

the

common

stock

the

Company.

This

transaction

qualifies

party-in-interest

transaction; however,

it is

exempt from

the prohibited

transaction rules

under ERISA.

During

2025, the

Plan

received

common

stock

cash

dividends

65,556

from

the

Company.

Certain

administrative

functions are performed by officers

or employees of the Company.

such officer or employee receives

compensation from the Plan.

Administrative expenses of the Plan

are netted directly from the

participant

accounts and were $

100,686

during the year ended

December 31, 2025.

In 2025, the Plan

paid $

162,183

recordkeeping

fees

Empower

Annuity

Insurance

Company

America.

Individually

nonmaterial

expenses paid

to other

parties in

interest aggregated

25,500

during the

year ended

December 31,

2025.

Additionally,

purchases and

sales of

the Company’s

stock by

participants were

approximately $

206,000

and $

1,129,000

, respectively, during 2025.

6. Tax Status

The underlying pre-approved plan has

received

an opinion letter from the Internal

Revenue Service (IRS)

dated

November 14, 2022

stating

that

the

written

form

the

underlying

pre-approved

document

qualified under

Section 401 of

the IRC.

Any employer

adopting this

form of

the plan

will be

considered

to have a plan

qualified

under Section 401 of the IRC, and, therefore, the related trust is tax-exempt. Once

qualified, the

Plan is

required to

operate in

conformity with

the IRC

to maintain

its qualified

status. The

plan administrator

believes the

Plan is

being operated in

compliance with

the applicable

requirements of

the IRC and, therefore, believes the Plan is qualified and the related

trust is tax exempt.

Accounting

principles

generally

accepted in

the

United

States require

plan management

evaluate tax

positions taken

by the

Plan and

recognize a

tax

liability if

the Plan

has taken

an uncertain

position that

more likely than not would not be sustained upon examination by the IRS. Plan management

has analyzed

the

tax

positions

taken

the

Plan,

and

has

concluded

that

there

are

uncertain

positions

taken

expected to be taken. The Plan is subject to routine audits by taxing jurisdictions;

however, currently there

are no audits for any tax periods in progress.

7. Reconciliation of Financial Statements to Form 5500

The following

a reconciliation

of net

assets available

for benefit

per the

financial statements

to Form

5500 as of December 31:

2025

2024

Net assets available for benefit per the financial statements

86,276,145

56,782,158

Deemed distributions of notes receivable

(21,121)

Net assets available for benefit per the Form 5500

86,255,024

56,782,158

Capital City Bank Group, Inc. 401(k) Plan

Notes to Financial Statements (continued)

The

following

reconciliation

notes

receivable

from

participants

per

the

financial

statements

Form 5500 as of December 31:

2025

2024

Notes receivable from participants per the financial statements

226,042

Deemed distributions of notes receivable

(21,121)

Notes receivable from participants per the Form 5500

204,921

The following is a reconciliation of benefits paid to participants per the financial statements to Form 5500

for the year

ended December 31:

2025

Benefits paid to participants per the financial statements

8,869,997

Deemed distributions of notes receivable

21,121

Benefits paid to participants per the Form 5500

8,891,118

Supplemental Schedule

Capital City Bank Group, Inc. 401(k) Plan

Plan No.

003

EIN

59-2273542

Schedule H, Line 4i - Schedule of Assets (Held at End of Year)

December 31, 2025

Identity of Issue, Borrower,

Lessor, or Similar Party

Description of Investment Including Maturity Date, Rate of

Interest, Collateral, Par, or Maturity Value

Cost

Current

Value

Mutual funds:

Cohen & Steers

Real Estate Securities Z, 17,714 shares

307,687

Fidelity

Advisor Small Cap Growth I, 40,982 shares

1,436,420

Fidelity

Advisor Total Bond I, 107,466 shares

1,038,122

PGIM

High-Yield R6, 73,384 shares

355,912

Fidelity

Emerging Markets Index, 66,341 shares

907,544

Franklin Templeton

Franklin Utilities R6, 30,474 shares

737,481

MFS

Mid Cap Value R6, 11,468 shares

358,360

JP Morgan

100% U.S. Treas Sec MM Inst, 2,598,721 shares

2,598,721

Vanguard

Mid Cap Index Fund - Admiral, 6,280 shares

2,256,665

Pimco

RAE US Small Instl, 14,006 shares

162,885

American

Funds Mortgage R6, 11,206 shares

100,290

T. Rowe Price

U.S. Equity Research, 33,637 shares

2,261,774

Blackrock

Advantage Small Cap Core K, 19,235 shares

384,699

Vanguard

Equity Income ADM, 15,801 shares

1,468,103

Fidelity

Stock Selector Fund K, 24,343 shares

1,346,187

MFS

Blended Research Mid Cap Equity Fund, 36,483 shares

542,131

JP Morgan

Large Cap Growth Fund R6, 43,919 shares

3,796,351

Total

20,059,332

Collective investment trusts:

Blackrock

Equity Index Fund R, 6,874 shares

6,748,238

Blackrock

Lifepath Index Retirement S, 252,880 shares

6,180,975

Blackrock

Lifepath Index 2030 Fund S, 149,093 shares

5,875,900

Blackrock

Lifepath Index 2035 Fund S, 207,809 shares

9,341,659

Blackrock

Lifepath Index 2040 Fund S, 183,096 shares

9,225,595

Blackrock

Lifepath Index 2045 Fund S, 109,545 shares

6,111,910

Blackrock

Lifepath Index 2050 Fund S, 88,312 shares

5,093,880

Blackrock

Lifepath Index 2055 Fund S, 134,135 shares

4,100,422

Blackrock

Lifepath Index 2060 Fund S, 74,475 shares

2,208,798

Blackrock

Lifepath IDX 2065 Fund Fee S, 54,937 shares

1,037,490

Blackrock

MSCI ACWI ex-U.S. Index R, 72,716 shares

1,599,964

Blackrock

Russell 1000 Growth R, 75,108 shares

3,901,932

Blackrock

Russell 1000 Value Index Fund R, 23,159 shares

617,825

Blackrock

Russell 2000 Index Fund R, 5,988 shares

1,812,501

Total

63,857,089

Company common stock:

Capital City Bank Group, Inc.

Capital City Bank Group Stock, 50,122 shares

2,133,682

Notes Receivable from

Participants

Participant loans, interest rates ranging from

4.25

% to

9.5

maturities through 2029

204,921

86,255,024

* Party-in-interest

** Participant-directed investment, cost not required

CAPITAL CITY BANK GROUP,

INC. 401(K) PLAN

EXHIBIT INDEX

Exhibit

No.

Document

23.1*

Consent of Forvis Mazars, LLP, Independent Registered Certified Public Accounting

Firm

*Filed herewith

SIGNATURES

The Plan.

Pursuant to the requirements of the Securities Exchange Act of 1934,

the trustees (or other

persons who administer the employee benefit plan) have duly caused

this annual report to be signed on its

behalf by the undersigned hereunto duly authorized.

CAPITAL CITY BANK GROUP,

INC. 401(K) PLAN

By: /s/ Ashley T. Leggett

Ashley T. Leggett,

Chief People Officer

Capital City Bank Group, Inc.

Retirement Committee, Chairman

Dated: June 24, 2026