Expanding investor access to innovative decumulation strategy

Northern Trust Asset Management, a leading global investment management firm with US$1.6 trillion in assets under management as of June 30, 2026, announced the addition of eight new maturity options to its lineup of Distributing Ladder ETFs.

Northern Trust Distributing Ladder ETFs are an innovative cash flow management tool, designed to help investors manage future income needs and long-term goals, while seeking to protect against inflation or minimizing taxes. This expansion adds new maturity options across 5, 10, 20, and 30-year time horizons.

"Inflation and taxes can both erode the income investors rely on to meet future spending needs," said Northern Trust Asset Management Global Head of ETFs and Funds Dave Abner. "By expanding our Distributing Ladder ETF suite, we’re giving investors more tools to plan for those needs with greater precision, whether they are seeking inflation-protected income, tax-exempt income or a defined maturity profile in a simple ETF structure."

First introduced in 2025, Northern Trust Distributing Ladder ETFs are scheduled to make their first annual return-of-capital distributions by the end of 2026, reflecting the funds’ intended distribution framework.

Northern Trust Inflation-Linked Distributing Ladder ETF Suite

Northern Trust Inflation-Linked Distributing Ladder ETFs are designed to provide investors inflation-protected monthly income and annual return of principal for the life of the fund, in the convenience of a single ETF. Each fund holds a portfolio of Treasury inflation-protected securities (TIPS) with staggered maturity dates.

Northern Trust 2031 Inflation-Linked Distributing Ladder ETF (NYSE:TIPE)
Northern Trust 2036 Inflation-Linked Distributing Ladder ETF (NYSE:TIPF)
Northern Trust 2046 Inflation-Linked Distributing Ladder ETF (NYSE:TIPG)
Northern Trust 2056 Inflation-Linked Distributing Ladder ETF (NYSE:TIPH)

Northern Trust Tax-Exempt Distributing Ladder ETF Suite

Northern Trust Tax-Exempt Distributing Ladder ETFs are designed to provide investors tax-exempt monthly income and annual return of principal for the life of the fund, in the convenience of a single ETF. Each fund holds a portfolio of high-quality municipal bonds with staggered maturity dates.

Northern Trust 2031 Tax-Exempt Distributing Ladder ETF (NYSE:MUNJ)
Northern Trust 2036 Tax-Exempt Distributing Ladder ETF (NYSE:MUNF)
Northern Trust 2046 Tax-Exempt Distributing Ladder ETF (NYSE:MUNG)
Northern Trust 2056 Tax-Exempt Distributing Ladder ETF (NYSE:MUNH)

With more than 15 years of experience managing ETFs and $27 billion in ETF assets as of June 30, 2026, Northern Trust Asset Management offers a diversified range of active and passive ETFs across equities, fixed income and real assets.

Additional information about Northern Trust ETFs is available at: etfs.ntam.northerntrust.com

About Northern Trust Asset Management

Northern Trust Asset Management is a global investment manager that helps investors navigate changing market environments in efforts to realize their long-term objectives. Entrusted with US$1.6 trillion in assets under management as of June 30, 2026, we understand that investing ultimately serves a greater purpose and believe investors should be compensated for the risks they take — in all market environments and any investment strategy. That’s why we combine robust capital markets research, expert portfolio construction and comprehensive risk management to craft innovative and efficient solutions that seek to deliver targeted investment outcomes. As engaged contributors to our communities, we consider it a great privilege to serve our investors and our communities with integrity, respect and transparency.

Northern Trust Asset Management is composed of Northern Trust Investments, Inc., Northern Trust Global Investments Limited, Northern Trust Fund Managers (Ireland) Limited, Northern Trust Global Investments Japan, K.K., NT Global Advisors, Inc., 50 South Capital Advisors, LLC, Northern Trust Asset Management Australia Pty Ltd, and investment personnel of The Northern Trust Company, The Northern Trust Company (Singapore Branch), and The Northern Trust Company of Hong Kong Limited.

About Northern Trust

Northern Trust Corporation (NASDAQ:NTRS) is a leading provider of wealth management, asset servicing, asset management and banking services to corporations, institutions, affluent families and individuals. Founded in Chicago in 1889, Northern Trust has a global presence with offices in 24 U.S. states and Washington, D.C., and across 22 locations in Canada, Europe, the Middle East and the Asia-Pacific region. As of June 30, 2026, Northern Trust had assets under custody/administration of US$20.0 trillion, and assets under management of US$2.0 trillion. For more than 135 years, Northern Trust has earned distinction as an industry leader for exceptional service, financial expertise, integrity and innovation. Visit us on northerntrust.com. Follow us on Instagram @northerntrustcompany or Northern Trust on LinkedIn.

Northern Trust Corporation, Head Office: 50 South La Salle Street, Chicago, Illinois 60603 U.S.A., incorporated with limited liability in the U.S. Global legal and regulatory information can be found at https://www.northerntrust.com/terms-and-conditions.

Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information are in the prospectus and a summary prospectus, copies of which may be obtained by visiting https://ntam.northerntrust.com/united-states/individual/etfs. Read the prospectus carefully before you invest.

Northern Funds Distributors, LLC, distributor. Northern Funds Distributors, LLC is not affiliated with Northern Trust.

All investments are subject to investment risk, including the possible loss of principal amount invested. Investments do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.

NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE

Risks applicable to Tax-Exempt Distributing Ladder ETF Suite:

Credit (or Default) Risk is the risk that the inability or unwillingness of an issuer or guarantor of a fixed-income security, or a counterparty to a repurchase or other transaction, to meet its principal or interest payments or other financial obligations in a timely manner will adversely affect the value of the Fund’s investments and its returns. Fluctuation of Yield and Principal Payment Risk is the risk that the Fund, unlike a direct investment in a bond that has a level coupon payment and a fixed payment at maturity, will make distributions of income that vary over time. Unlike a direct investment in bonds, the breakdown of returns between Fund distributions are not predictable at the time of your investment. Fund Termination Risk is the risk that, unlike an investment in a traditional investment company with perpetual existence, the Fund is designed to liquidate in the terminal year and thus a shareholder of the Fund will not receive distributions from the Fund beyond the terminal year. Liquidity Risk is the risk that certain securities may be less liquid than others, which may make them difficult or impossible to sell at the time and the price that the Fund would like, and the Fund may have to lower the price, sell other securities instead or forgo an investment opportunity, adversely affecting the value of the Fund’s investments and its returns. Municipal Investments Risk is the risk that the value of a municipal security generally depends on the financial and credit status of the issuer. Constitutional amendments, legislative enactments, executive orders, administrative regulations, voter initiatives, and the issuer’s regional economic conditions may affect a municipal security’s value, interest payments, repayment of principal and the Fund’s ability to sell the security. Municipal Market Volatility Risk is the risk that the Fund may be adversely affected by volatility in the municipal market. The municipal market can be significantly affected by adverse tax, legislative, political or public health changes and the financial condition of the issuers of municipal securities. Return of Capital/Distribution Risk is the risk that the Fund’s distributions will involve a return of capital, which, although not currently taxable, may lower a shareholder’s basis in the Fund’s shares, thus potentially subjecting the shareholder to future tax consequences in connection with the sale of Fund shares, even if sold at a loss to the shareholder’s original investment. Small Fund Risk is the risk that the Fund will not grow to or maintain an economically viable size, in which case it may liquidate prior to the anticipated liquidation date in the terminal year, thus impacting the Fund’s ability to achieve its investment objective.

Risks applicable to Inflation-Linked Distributing Ladder ETF Suite:

Credit (or Default) Risk is the risk that the inability or unwillingness of an issuer or guarantor of a fixed-income security, or a counterparty to a repurchase or other transaction, to meet its principal or interest payments or other financial obligations in a timely manner will adversely affect the value of the Fund’s investments and its returns. Fluctuation of Yield and Principal Risk is the risk that the Fund, unlike a direct investment in a bond that has a level coupon payment and a fixed payment at maturity, will make distributions of income that vary over time. Unlike a direct investment in bonds, the breakdown of returns between Fund distributions are not predictable at the time of your investment. Fund Termination Risk is the risk that, unlike an investment in a traditional investment company with perpetual existence, the Fund is designed to liquidate in the terminal year and thus a shareholder of the Fund will not receive distributions from the Fund beyond the terminal year. Inflation-Indexed Securities Risk is the risk that the value of inflation protected securities, such as TIPS, generally will fluctuate in response to changes in real interest rates, generally decreasing when real interest rates rise and increasing when real interest rates fall. In addition, interest payments on inflation-protected securities will generally vary up or down along with the rate of inflation. Return of Capital/Distribution Risk is the risk that the Fund’s distributions will involve a return of capital, which, although not currently taxable, may lower a shareholder’s basis in the Fund’s shares, thus potentially subjecting the shareholder to future tax consequences in connection with the sale of Fund shares, even if sold at a loss to the shareholder’s original investment. Small Fund Risk is the risk that the Fund will not grow to or maintain an economically viable size, in which case it may liquidate prior to the anticipated liquidation date in the terminal year, thus impacting the Fund’s ability to achieve its investment objective.

Individual bonds carry an obligation to fully return principal to investors at maturity while the Northern Distributing Ladder ETFs have no such obligation. The net asset value of the ETFs will decline over time as income payments are made to shareholders.

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Media Contact:

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http://www.northerntrust.com