BitGo Holdings, Inc. (NYSE:BTGO) ("BitGo"), the digital asset infrastructure company, today introduced a modular bank-ready operating model designed to help financial institutions evaluate, launch, and scale digital asset capabilities within an established legal, compliance, risk, and operational framework.

The modular model brings together custodial wallets, trading, settlement, staking, stablecoins, wealth management, licensing and API infrastructure in a modular offering built for a wide range of institutional use cases.

Financial institutions increasingly face pressure to engage with digital assets, from clients holding crypto, to corporate treasuries adopting stablecoins, to regulators providing clearer frameworks for bank participation. Yet many banks lack the infrastructure, controls, and operational support to move quickly or safely. BitGo's product suite is designed to close that gap, allowing institutions to integrate digital asset capabilities, while retaining control over client experience, certain operating policies, and internal governance.

"Banks are approaching digital assets with a greater focus on infrastructure, controls, and governance," said Jody Mettler, COO of BitGo and President of BitGo Bank & Trust, National Association. "BitGo provides the operating model and underlying infrastructure institutions can use as they evaluate and implement digital asset capabilities in a manner aligned with their own legal, compliance, and operational requirements."

BitGo's modular bank-ready operating model includes:

Custody and Wallet Infrastructure: Qualified custody and self-custody wallets with configurable policy controls, role-based approvals, and transaction governance to facilitate institutional operations
Crypto-as-a-Service: Infrastructure that allows financial institutions to offer digital asset capabilities to their clients, including custody, wallets, trading, and related services, while maintaining control over the client experience and program design
Trading and Settlement Infrastructure: Access to digital asset liquidity, trading capabilities, and post-trade operational support to help institutions manage execution and settlement workflows
Staking Infrastructure: Infrastructure for institutions evaluating supported proof-of-stake participation models, subject to applicable legal and regulatory approvals
Stablecoin Infrastructure: Solutions for institutions exploring issuance, treasury, payments, settlement, and on-chain payment use cases
Corporate Treasury Solutions: Infrastructure to help institutions evaluate digital assets and stablecoins for treasury, liquidity, settlement, and balance sheet-related use cases
Wealth Management Solutions: Capabilities designed to help evaluate how digital asset access, custody, and related services may be offered to eligible clients through existing advisory, private client, or wealth platforms

The operating model is intended to support a range of institutional approaches to digital assets. Some financial institutions are assessing digital assets for treasury, operational, or settlement-related purposes. Others are evaluating how to offer digital asset services to their clients through regulated, policy-driven programs. BitGo's modular approach allows institutions to adopt capabilities in stages based on their internal requirements and market priorities.

"Financial institutions do not need a one-size-fits-all approach to digital assets," said Frank Wang, Managing Director of Fintech at BitGo. "They need infrastructure that can be integrated thoughtfully, governed appropriately, and adapted to their business model over time."

BitGo's solution for banks is purpose-built for financial institutions seeking a trusted technology and operations partner for digital asset services, giving banks control over whether, when, and how they bring these capabilities to market. It is already powering digital asset strategies at institutions including Erebor Bank, Banco de Crédito del Perú, Banco de Crédito de Bolivia S.A., TowerBank, and InvestiFi, which supports a growing network of banks and credit unions.

About BitGo

BitGo (NYSE:BTGO) is the digital asset infrastructure company delivering custody, wallets, staking, trading, financing, stablecoins, and settlement services from regulated cold storage. Since 2013, BitGo has focused on accelerating the transition of the financial system to a digital asset economy. BitGo maintains a global presence and multiple regulated entities, including BitGo Bank & Trust, National Association, the first federally chartered digital asset trust bank owned by a publicly traded company. Today, BitGo serves thousands of institutions, including many of the industry's top brands, financial institutions, exchanges, and platforms, and millions of investors worldwide. For more information, visit www.bitgo.com.

Forward-Looking Statement

Certain statements in this press release constitute "forward-looking statements" within the meaning of the federal securities laws. Words such as "may," "might," "will," "should," "believe," "expect," "anticipate," "estimate," "continue," "predict," "forecast," "project," "plan," "intend" or similar expressions, or statements regarding intent, belief, or current expectations, are forward-looking statements. These forward-looking statements are subject to various risks and uncertainties, many of which are difficult to predict, that could cause actual results to differ materially from current expectations and assumptions from those set forth or implied by any forward-looking statements. Important factors that could cause actual results to differ materially from current expectations include, among others, the highly volatile nature of digital assets, technical issues in connection with the integration of supported digital assets and changes and upgrades to their underlying network, heightened scrutiny of our industry and operations, the theft, loss, or destruction of private keys required to access any digital assets held in custody for our own account or for our clients, errors in executing client transactions or managing our own trading activities, and the other factors discussed in the Company's Annual Report on Form 10-K filed with the U.S. Securities and Exchange Commission (the "SEC") on March 27, 2026, and its subsequent filings with the SEC, including subsequent periodic reports on Forms 10-Q and 8-K. Such forward-looking statements are based on facts and conditions as they exist at the time such statements are made and predictions as to future facts and conditions. While the Company believes these forward-looking statements are reasonable, readers of this press release are cautioned not to place undue reliance on any forward-looking statements. The information in this release is provided only as of the date of this release, and the Company does not undertake any obligation to update any forward-looking statement relating to matters discussed in this press release, except as may be required by applicable securities laws.

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BitGo Unveils Modular Digital Asset Operating Model for Banks