Compare · RKT vs YRD
RKT vs YRD
Side-by-side comparison of Rocket Companies Inc. (RKT) and Yiren Digital Ltd. (YRD): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both RKT and YRD operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- RKT is the larger of the two at $37.29B, about 335.6x YRD ($111.1M).
- Over the past year, RKT is up 3.5% and YRD is down 83.0% - RKT leads by 86.5 points.
- RKT has been more active in the news (20 items in the past 4 weeks vs 7 for YRD).
- RKT has more recent analyst coverage (25 ratings vs 0 for YRD).
Rocket Companies Inc.
Rocket Companies, Inc. engages in the tech-driven real estate, mortgage, and eCommerce businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network. The company's solutions include Rocket Mortgage, a mortgage lender; Amrock that provides title insurance, property valuation, and settlement services; Rocket Homes, a home search platform and real estate agent referral network, which offers technology-enabled services to support the home buying and selling experience; Rocket Auto, an automotive retail marketplace that provides centralized and virtual car sales support to national car rental and online car purchasing platforms; and Rocket Loans, an online-based personal loans business. Its solutions also include Core Digital Media, a digital social and display advertiser in the mortgage, insurance, and education sectors; Nexsys, a fintech company, which offers a suite of essential tech solutions for mortgage origination and closing processes through digitization and automation; Lendesk, a technology services company that provides a point of sale system for mortgage professionals and a loan origination system for private lenders; and Edison Financial, a digital mortgage startup. In addition, the company originates, closes, sells, and services agency-conforming loans. Rocket Companies, Inc. was founded in in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. is a subsidiary of Rock Holdings, Inc.
Yiren Digital Ltd.
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of investment and trading topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses. The company offers its products through www.yxpuhui.com, and a wealth management website and mobile application. As of December 31, 2020, it had 60 fixed income products, 810 mutual fund products, and 296 insurance products. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.
Latest RKT
- Rocket Companies Inc. filed SEC Form 8-K: Other Events, Financial Statements and Exhibits
- Rocket Companies Announces Offering of Senior Notes due 2031 and Senior Notes due 2034
- Nashville, Miami and Austin—Once Pandemic Homebuying Hotspots—Are This Spring's Strongest Buyer's Markets
- Director Rizik Matthew converted options into 12,261 shares and disposed of $155,102 worth of shares (12,261 units at $12.65) (SEC Form 4)
- Rising Rates Stall Housing Market Momentum Just After Closed Home Sales Hit Highest Level Since 2022
- New Listings Fall 1.3%, One of the Biggest Weekly Declines of 2026
- Redfin Reports Sellers Are Pulling Their Homes Off the Market at Near-Record Rates
- Redfin Reports the Typical Homebuyer's Down Payment Falls to $64,000 As Americans Hold Onto Cash
- Rocket Mortgage, Nation's #1 Mortgage Lender, Adopts VantageScore 4.0 Credit Score for Mortgages
- Redfin Reports Investor Home Purchases Fall to Lowest Level Since 2020
Latest YRD
- Executive Chairman and CEO Tang Ning acquired 81,176,519 units of Ordinary Shares (SEC Form 4)
- SEC Form 6-K filed by Yiren Digital Ltd.
- Yiren Digital Announces Increase in Beneficial Ownership by Mr. Ning Tang Following Controlling Shareholder Restructuring
- SEC Form 6-K filed by Yiren Digital Ltd.
- SEC Form 6-K filed by Yiren Digital Ltd.
- Yiren Digital Expands AI Application-Layer Strategic Investments
- Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder
- Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout
- SEC Form 20-F filed by Yiren Digital Ltd.
- Deutsche Bank ADR Virtual Investor Conference: Presentations Now Available for Online Viewing