Compare · DFS vs UPST
DFS vs UPST
Side-by-side comparison of Discover Financial Services (DFS) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both DFS and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- DFS is the larger of the two at $32.76B, about 11.0x UPST ($2.98B).
- UPST has hit the wire 14 times in the past 4 weeks while DFS has been quiet.
- Both have 25 recent analyst ratings on file.
Discover Financial Services
Discover Financial Services, through its subsidiaries, operates as a digital banking and payment services company in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as offers payment transaction processing and settlement services. Discover has strategic network alliance agreement with Arab Financial Services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest DFS
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-12G filed by Discover Financial Services
- EVP, Pres - Payment Services Hanson Jason P. returned 46,168 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief Information Officer Strle Jason returned 33,803 shares to the company, closing all direct ownership in the company (SEC Form 4)
- SEC Form 4 filed by EVP, Interim CLO and GC Welsh Kelly R
- EVP, Pres - Consumer Banking Capozzi Daniel Peter returned 102,192 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief HR Officer Blair Carolyn D returned 17,962 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief Risk Officer Hellen Amy returned 22,005 shares to the company, closing all direct ownership in the company (SEC Form 4)
Latest UPST
- Upstart Co-founder and CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2026
- President, Capital& Enterprise Datta Sanjay sold $565,931 worth of shares (18,945 units at $29.87), decreasing direct ownership by 6% to 292,578 units (SEC Form 4) (withholding tax)
- Chief Legal Officer Darling Scott sold $216,216 worth of shares (7,696 units at $28.09), decreasing direct ownership by 10% to 73,306 units (SEC Form 4) to satisfy withholding tax
- Officer Mirgorodskaya Natalia sold $16,461 worth of shares (586 units at $28.09), decreasing direct ownership by 2% to 36,788 units (SEC Form 4) (tax withholding)
- SEC Form 144 filed by Upstart Holdings Inc.
- President, Capital& Enterprise Datta Sanjay sold $59,683 worth of shares (2,033 units at $29.36), decreasing direct ownership by 0.65% to 311,523 units (SEC Form 4) to satisfy tax liability
- Chief Legal Officer Darling Scott sold $23,898 worth of shares (814 units at $29.36), decreasing direct ownership by 0.92% to 87,186 units (SEC Form 4) to cover taxes
- Chief Financial Officer Blankmeyer Andrea sold $298,636 worth of shares (10,175 units at $29.35) as part of a pre-agreed trading plan, decreasing direct ownership by 6% to 152,208 units (SEC Form 4) (withholding tax)
- SEC Form 144 filed by Upstart Holdings Inc.
- Amendment: SEC Form 10-Q/A filed by Upstart Holdings Inc.