Compare · DFS vs UPST
DFS vs UPST
Side-by-side comparison of Discover Financial Services (DFS) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both DFS and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- DFS is the larger of the two at $32.76B, about 13.6x UPST ($2.41B).
- UPST has hit the wire 5 times in the past 4 weeks while DFS has been quiet.
- Both have 25 recent analyst ratings on file.
Discover Financial Services
Discover Financial Services, through its subsidiaries, operates as a digital banking and payment services company in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as offers payment transaction processing and settlement services. Discover has strategic network alliance agreement with Arab Financial Services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest DFS
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-12G filed by Discover Financial Services
- EVP, Pres - Payment Services Hanson Jason P. returned 46,168 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief Information Officer Strle Jason returned 33,803 shares to the company, closing all direct ownership in the company (SEC Form 4)
- SEC Form 4 filed by EVP, Interim CLO and GC Welsh Kelly R
- EVP, Pres - Consumer Banking Capozzi Daniel Peter returned 102,192 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief HR Officer Blair Carolyn D returned 17,962 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief Risk Officer Hellen Amy returned 22,005 shares to the company, closing all direct ownership in the company (SEC Form 4)
Latest UPST
- Credit Union of Denver Partners with Upstart to Expand Access to Personal Lending
- Upstart to Announce Third Quarter 2026 Results on November 3, 2026
- Upstart Publishes September 2026 Originations and Latest UMI
- KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-4
- Commonwealth Credit Union Expands Partnership with Upstart into HELOC and Indirect Auto Lending
- Chief Executive Officer Gu Paul bought $1,277,500 worth of shares (50,000 units at $25.55) (SEC Form 4)
- President, Capital& Enterprise Datta Sanjay exercised 300,000 shares at a strike of $1.35 and sold $3,166,197 worth of shares (116,000 units at $27.29), increasing direct ownership by 63% to 476,578 units (SEC Form 4)
- Loop Capital initiated coverage on Upstart with a new price target
- Upstart Publishes August 2026 Originations and Latest UMI
- Officer Mirgorodskaya Natalia sold $27,417 worth of shares (913 units at $30.03) as part of a pre-agreed trading plan, decreasing direct ownership by 2% to 35,875 units (SEC Form 4)