Compare · SOFI vs UPST
SOFI vs UPST
Side-by-side comparison of SoFi Technologies Inc. (SOFI) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both SOFI and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- SOFI is the larger of the two at $20.56B, about 7.2x UPST ($2.85B).
- UPST has been more active in the news (24 items in the past 4 weeks vs 7 for SOFI).
- Both have 25 recent analyst ratings on file.
SoFi Technologies Inc.
Social Finance, Inc., a finance company, operates an online platform that provides financial services. It offers student loan refinancing, private student loans, personal loans, auto loan refinance, home loans, mortgage loans, and investments, as well as insurance products for renters, homeowners, automobiles, and others. The company also offers SoFi Weekly Dividend ETF, an equity ETF to provide a weekly dividend payment to shareholders. Social Finance, Inc. was formerly known as Credit-Linked Community Notes of Social Finance Inc. The company was incorporated in 2011 and is based in San Francisco, California with additional office locations in Healdsburg, California; and New York, New York.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest SOFI
- Introducing SoFi Coach: An AI-Powered Financial Guide to Help Members Get Their Money Right
- The Spring Surge: New Galileo Debit Spend Index Charts Q1 Spend and the Year Ahead
- SoFiUSD Becomes the First Stablecoin Issued by a US National Bank to Launch on a Banking Platform
- EVP, GBUL, SIPS Keough Kelli sold $155,921 worth of shares (10,037 units at $15.53) as part of a pre-agreed trading plan, decreasing direct ownership by 3% to 323,247 units (SEC Form 4)
- Brand Executives Fear They're Losing Customers to Rivals With In-App Financial Tools, Galileo Research Finds
- EVP GBUL Borrow Schuppenhauer Eric covered exercise/tax liability with 22,542 shares and converted options into 55,731 shares, increasing direct ownership by 13% to 294,605 units (SEC Form 4) (tax withholding)
- Chief Risk Officer Pinto Arun converted options into 45,388 shares and covered exercise/tax liability with 24,805 shares, increasing direct ownership by 12% to 188,872 units (SEC Form 4) (withholding obligation)
- Chief Executive Officer Noto Anthony bought $248,781 worth of shares (15,545 units at $16.00), increasing direct ownership by 0.13% to 11,946,619 units (SEC Form 4)
- Chief Executive Officer Noto Anthony bought $249,769 worth of shares (15,878 units at $15.73), increasing direct ownership by 0.13% to 11,931,074 units (SEC Form 4)
- SEC Form 10-Q filed by SoFi Technologies Inc.
Latest UPST
- Upstart Publishes May 2026 Origination Volume
- Director Wennes Timothy H was granted 6,476 shares (SEC Form 4)
- Director Terry Hilliard C. Iii was granted 6,476 shares, increasing direct ownership by 21% to 37,432 units (SEC Form 4)
- Director Hentges Mary was granted 6,476 shares, increasing direct ownership by 21% to 37,149 units (SEC Form 4)
- Director Bernard Peter J was granted 6,476 shares, increasing direct ownership by 132% to 11,392 units (SEC Form 4)
- Director Cooper Kerry Whorton was granted 6,476 shares (SEC Form 4)
- Director O'Kelly Ciaran was granted 6,476 shares, increasing direct ownership by 20% to 39,484 units (SEC Form 4)
- SEC Form 3 filed by new insider Wennes Timothy H
- Upstart Holdings Inc. filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders
- Upstart Publishes April 2026 UMI