Compare · SOFI vs UPST
SOFI vs UPST
Side-by-side comparison of SoFi Technologies Inc. (SOFI) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both SOFI and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- SOFI is the larger of the two at $24.54B, about 8.2x UPST ($2.98B).
- UPST has been more active in the news (14 items in the past 4 weeks vs 9 for SOFI).
- Both have 25 recent analyst ratings on file.
SoFi Technologies Inc.
Social Finance, Inc., a finance company, operates an online platform that provides financial services. It offers student loan refinancing, private student loans, personal loans, auto loan refinance, home loans, mortgage loans, and investments, as well as insurance products for renters, homeowners, automobiles, and others. The company also offers SoFi Weekly Dividend ETF, an equity ETF to provide a weekly dividend payment to shareholders. Social Finance, Inc. was formerly known as Credit-Linked Community Notes of Social Finance Inc. The company was incorporated in 2011 and is based in San Francisco, California with additional office locations in Healdsburg, California; and New York, New York.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest SOFI
- SoFi to Participate in Goldman Sachs Communacopia & Technology Conference
- EVP, GBUL, SIPS Keough Kelli sold $203,184 worth of shares (11,286 units at $18.00) as part of a pre-agreed trading plan, decreasing direct ownership by 3% to 356,442 units (SEC Form 4)
- EVP GBUL Borrow Schuppenhauer Eric converted options into 55,731 shares and covered exercise/tax liability with 23,720 shares, increasing direct ownership by 11% to 330,600 units (SEC Form 4) to cover withholding tax
- Chief Risk Officer Pinto Arun covered exercise/tax liability with 25,118 shares and converted options into 45,389 shares, increasing direct ownership by 10% to 219,287 units (SEC Form 4) to satisfy withholding obligation
- SoFi Tech Solutions Q2 Debit Spend Index: Seasonal Spending Drove Big Gains Across Travel and Experiences as Gas Prices Hit Four-year High
- Piper Sandler initiated coverage on SoFi Technologies with a new price target
- SEC Form 10-Q filed by SoFi Technologies Inc.
- CAZ Investments Partners with SoFi to Democratize Access to Private Markets
- SoFi Expands Access to Private Markets with Funds From CAZ Investments and AngelList Asset Management
- SoFi Technologies Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits
Latest UPST
- Upstart Co-founder and CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2026
- President, Capital& Enterprise Datta Sanjay sold $565,931 worth of shares (18,945 units at $29.87), decreasing direct ownership by 6% to 292,578 units (SEC Form 4) (withholding tax)
- Chief Legal Officer Darling Scott sold $216,216 worth of shares (7,696 units at $28.09), decreasing direct ownership by 10% to 73,306 units (SEC Form 4) to satisfy withholding tax
- Officer Mirgorodskaya Natalia sold $16,461 worth of shares (586 units at $28.09), decreasing direct ownership by 2% to 36,788 units (SEC Form 4) (tax withholding)
- SEC Form 144 filed by Upstart Holdings Inc.
- President, Capital& Enterprise Datta Sanjay sold $59,683 worth of shares (2,033 units at $29.36), decreasing direct ownership by 0.65% to 311,523 units (SEC Form 4) to satisfy tax liability
- Chief Legal Officer Darling Scott sold $23,898 worth of shares (814 units at $29.36), decreasing direct ownership by 0.92% to 87,186 units (SEC Form 4) to cover taxes
- Chief Financial Officer Blankmeyer Andrea sold $298,636 worth of shares (10,175 units at $29.35) as part of a pre-agreed trading plan, decreasing direct ownership by 6% to 152,208 units (SEC Form 4) (withholding tax)
- SEC Form 144 filed by Upstart Holdings Inc.
- Amendment: SEC Form 10-Q/A filed by Upstart Holdings Inc.