Compare · CINF vs HRTG
CINF vs HRTG
Side-by-side comparison of Cincinnati Financial Corporation (CINF) and Heritage Insurance Holdings Inc. (HRTG): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both CINF and HRTG operate in Property-Casualty Insurers (Finance), so they compete in similar markets.
- CINF is the larger of the two at $25.10B, about 38.4x HRTG ($653.4M).
- Over the past year, CINF is up 8.9% and HRTG is down 8.8% - CINF leads by 17.7 points.
- HRTG has been more active in the news (3 items in the past 4 weeks vs 2 for CINF).
- CINF has more recent analyst coverage (15 ratings vs 4 for HRTG).
- Company
- Cincinnati Financial Corporation
- Heritage Insurance Holdings Inc.
- Price
- $162.23-1.82%
- $21.55-2.77%
- Market cap
- $25.10B
- $653.4M
- 1M return
- +0.12%
- -23.07%
- 1Y return
- +8.90%
- -8.82%
- Industry
- Property-Casualty Insurers
- Property-Casualty Insurers
- Exchange
- NASDAQ
- NYSE
- IPO
- 2014
- News (4w)
- 2
- 3
- Recent ratings
- 15
- 4
Cincinnati Financial Corporation
Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred and immediate annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Heritage Insurance Holdings Inc.
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in Alabama, Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential insurance in Florida, New Jersey, and New York, as well as residential wind-only property and multi-peril property insurance. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through 8 wholesale agency relationships. It also provides restoration, and emergency and recovery services; and property management, retail agency, and reinsurance services. The company was founded in 2012 and is headquartered in Clearwater, Florida.
Latest CINF
- Sr. VP, Chief Actuary - Sub Fu Luyang covered exercise/tax liability with 99 shares and exercised 774 shares at a strike of $85.67, increasing direct ownership by 6% to 11,345 units (SEC Form 4)
- Cincinnati Financial Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits
- Director Schiff Charles Odell disposed of 27,122 shares (SEC Form 4)
- SEC Form EFFECT filed by Cincinnati Financial Corporation
- EVP/CLO & Corp Secretary Hogan Thomas Christopher exercised 1,444 shares at a strike of $71.02 and covered exercise/tax liability with 219 shares, increasing direct ownership by 7% to 18,706 units (SEC Form 4)
- SEC Form 13F-HR filed by Cincinnati Financial Corporation
- Sr VP, COO - Subsidary Brown Roger A exercised 6,900 shares at a strike of $71.19, covered exercise/tax liability with 4,685 shares and gifted 2,500 shares, decreasing direct ownership by 0.46% to 61,813 units (SEC Form 4)
- Cincinnati Financial Corporation filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders, Regulation FD Disclosure, Financial Statements and Exhibits
- CFO, EVP & Treasurer Sewell Michael J exercised 36,909 shares at a strike of $70.70 and covered exercise/tax liability with 8,822 shares, increasing direct ownership by 25% to 140,010 units (SEC Form 4)
- Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend
Latest HRTG
- SEC Form 8-K filed by Heritage Insurance Holdings Inc.
- Heritage Announces Full Placement of 2026-2027 CAT XOL Reinsurance Program
- Director Whiting Paul L bought $376,950 worth of shares (16,000 units at $23.56), increasing direct ownership by 18% to 103,126 units (SEC Form 4)
- SEC Form 10-Q filed by Heritage Insurance Holdings Inc.
- Heritage Insurance Holdings Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits
- Heritage Reports First Quarter 2026 Results
- Chief Accounting Officer Binnun Sharon sold $266,753 worth of shares (9,200 units at $28.99) as part of a pre-agreed trading plan, decreasing direct ownership by 7% to 123,988 units (SEC Form 4)
- SEC Form DEFA14A filed by Heritage Insurance Holdings Inc.
- SEC Form DEF 14A filed by Heritage Insurance Holdings Inc.
- SEC Form 4 filed by Garateix Ernie J