AVAL vs MUFG

Grupo Aval Acciones y Valores S.A.

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. The company offers deposit products and services, such as checking and savings accounts, and time deposits, as well as other deposits, including deposits from correspondent banks, cashier checks, and collection services. It also provides commercial loans, which include general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans comprising payroll, personal, automobile, and other vehicle loans, as well as microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; advice related to capital markets, mergers and acquisitions and project finance transactions; mobile and online banking services; and bancassurance, trust, portfolio management, bonded warehousing and brokerage transactions, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, factoring, and payment and collection services. Further, it is involved in merchant and investment banking activities; trading activities, such as fixed income trading, and derivatives and foreign exchange operations, as well as the provision of the treasury, real estate, leasing and training, and insurance services; and deposit and lending operations in foreign currencies. As of December 31, 2020, the company operated through a network of 1,258 branches, 3,383 ATMs, and 36,249 other points of service in Colombia; and 331 branches, 2,179 ATMs, and 8,985 other points of service in Central America. Grupo Aval Acciones y Valores S.A. was incorporated in 1994 and is headquartered in Bogotá, Colombia.

Mitsubishi UFJ Financial Group Inc.

Mitsubishi UFJ Financial Group, Inc., a bank holding company, provides financial services in Japan, the United States, and Asia/Oceania. The company's Retail & Commercial Banking Business Group segment offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. Its Japanese Corporate & Investment Banking Business Group segment provides transaction banking, investment banking, trust banking, and securities services, as well as advanced financial solutions for large corporations. The company's Global Corporate & Investment Banking Business Group segment offers corporate, investment, and transaction banking services for large corporate and financial institutions. Its Global Commercial Banking Business Group segment provides retail and commercial banking services, including loans, deposits, fund transfers, investments, and asset management services for local retail, small and medium-sized enterprise, and corporate customers. The company's Asset Management & Investor Services Business Group segment offers asset management and administration services for corporations and pension funds, such as pension fund management and administration, advice on pension structures, and payments to beneficiaries, as well as investment trusts for retail customers. Its Global Markets Business Group segment sells and trades in fixed income instruments, currencies, equities, and other investment products; originates and distributes of financial products; and provides treasury services comprising asset and liability management, as well as global investments. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.