UNM - Earnings announcements

Net income of $232.0 million ($1.41 per diluted common share) for the first quarter of 2026; after-tax adjusted operating income was $352.5 million ($2.14 per diluted common share). Favorable core operations top-line trends continued, with 14.4 percent sales growth and 3.9 percent premium growth on a constant currency basis; strong core operations margins, including 21.7 percent adjusted operating return on equity, drove solid traditional U.S. life insurance company statutory operating earnings of $314.0 million. Robust capital return in the quarter with approximately $400 million of shares repurchased, and $78.4 million of common stock dividends; strong balance sheet with holding co

Unum Group (NYSE:UNM) will release its first quarter 2026 results on April 28, 2026, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on April 29, 2026, at 8:00 a.m. ET to discuss first quarter results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer segment. To receive dial-in info

Net income of $174.1 million ($1.04 per diluted common share) for the fourth quarter of 2025; after-tax adjusted operating income was $322.3 million ($1.92 per diluted common share). Full-year results reflect solid top-line trends and strong levels of return in our core businesses; core operations premium growth of 3.7 percent on a constant currency basis and adjusted operating return on equity of 20.5 percent. Robust balance sheet with holding company liquidity of $2.3 billion and weighted average risk-based capital ratio of approximately 440 percent; for the full-year, returned approximately $1.3 billion to shareholders, including $1.0 billion of share repurchase and 307.2 million

Unum Group (NYSE:UNM) will release its fourth quarter 2025 results on February 5, 2026, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on February 6, 2026, at 8:00 a.m. ET to discuss fourth quarter operations results and 2026 outlook. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer

Net income of $39.7 million ($0.23 per diluted common share) for the third quarter of 2025; after-tax adjusted operating income was $357.1 million ($2.09 per diluted common share). Core operations remained strong with 2.9 percent premium growth on a constant currency basis, and 21.4 percent adjusted operating return on equity; these results drove robust traditional U.S. life insurance company statutory operating earnings of approximately $300 million when adjusted for the impacts of the closing of our external long-term care reinsurance transaction. Completed our annual GAAP reserve assumption updates, resulting in an after-tax net reserve increase of $377.8 million; the increase ref

Unum Group (NYSE:UNM) will release its third quarter 2025 results on November 3, 2025, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on November 4, 2025, at 8:00 a.m. ET to discuss third quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer segment. To recei

Net income of $335.6 million ($1.92 per diluted common share) for the second quarter of 2025; after-tax adjusted operating income was $361.1 million ($2.07 per diluted common share). Operating results include solid core operations trends with premium growth of 4.6 percent on a constant currency basis, and adjusted operating return on equity of 20.9 percent; after-tax adjusted operating income per share outlook revised to approximately $8.50 for full-year 2025. Successfully closed previously announced long-term care reinsurance transaction, a significant milestone in reducing the company's exposure to the closed block. Strong balance sheet with holding company liquidity of $2.0 bil

Unum Group (NYSE:UNM) will release its second quarter 2025 results on July 29, 2025, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on July 30, 2025, at 8:00 a.m. ET to discuss second quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer segment. To receive d

Net income of $189.1 million ($1.06 per diluted common share) for the first quarter of 2025; after-tax adjusted operating income was $365.5 million ($2.04 per diluted common share). Operating results include solid top-line trends with core operations premium growth of 4.2 percent on a constant currency basis, and margins in-line with expectations. Strong balance sheet with holding company liquidity of $2.2 billion and weighted average risk-based capital ratio of approximately 460 percent, well in excess of targets; traditional U.S. life insurance statutory operating earnings of $489.8 million. Book value per common share of $63.78 grew 19.5 percent over the year-ago quarter; book

Unum Group (NYSE:UNM) will release its first quarter 2025 results on April 29, 2025, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on April 30, 2025, at 8:00 a.m. ET to discuss first quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer segment. To receive dia

Reinsuring $3.4 billion of statutory long-term care (LTC) reserves, representing 19% of total LTC statutory reserves Ceding a portion of multi-life individual disability insurance (IDI) business, representing 20% of Unum US in-force IDI premium Total transaction expected to drive $100 million capital benefit to Unum Significant step in reducing exposure to legacy LTC business Unum Group (NYSE:UNM) announced today that its Unum Life Insurance Company of America subsidiary (Unum America) has agreed to enter into an agreement to cede to Fortitude Reinsurance Company Ltd. (Fortitude Re), on a coinsurance basis, individual LTC insurance policies representing 19% of Unum's total LTC

Net income of $348.7 million ($1.92 per diluted common share) for the fourth quarter of 2024; after-tax adjusted operating income was $368.9 million ($2.03 per diluted common share).   Results for the full year reflect solid growth and sustained margins supported by the favorable operating environment; full year core operations premium growth of 5.0 percent on a constant currency basis and full year after-tax adjusted operating earnings per share growth of 10.2 percent when comparing to 2023.   Robust balance sheet and liquidity with holding company liquidity of $2.0 billion and weighted average risk-based capital ratio of approximately 430 percent.   Book value per common share o

Unum Group (NYSE:UNM) will release its fourth quarter 2024 results on February 4, 2025, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on February 5, 2025, at 8:00 a.m. ET to discuss fourth quarter operations results and 2025 outlook. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer

Net income of $645.7 million ($3.46 per diluted common share) for the third quarter of 2024; after-tax adjusted operating income was $398.0 million ($2.13 per diluted common share). Growing top-line with core operations premium growth of 4.6 percent on a constant currency basis, and continued strong margins across our businesses. Strong balance sheet with holding company liquidity of $1.4 billion and weighted average risk-based capital ratio of approximately 470 percent, well in excess of targets; statutory operating earnings of $315.6 million. Book value per common share of $59.36 grew 20.4 percent over the year-ago quarter; book value per common share excluding accumulated other

CHATTANOOGA, Tenn., Sept. 30, 2024 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its third quarter 2024 results on October 29, 2024, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on October 30, 2024, at 8:00 a.m. ET to discuss third quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participat

Net income of $389.5 million ($2.05 per diluted common share) for the second quarter of 2024; after-tax adjusted operating income was $411.4 million ($2.16 per diluted common share).Growing top-line with core operations premium growth of 5.4 percent on a constant currency basis, and robust margins across our businesses.Full-year 2024 outlook for after-tax adjusted operating earnings per share increased to 10 percent to 15 percent.Strong balance sheet with holding company liquidity of $1.3 billion and weighted average risk-based capital ratio of approximately 470 percent, well in excess of targets; statutory operating earnings of $366.1 million.New share repurchase authorization of $1.0 billi

CHATTANOOGA, Tenn., July 3, 2024 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its second quarter 2024 results on July 30, 2024, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company's website, which can be directly accessed at https://investors.unum.com. Members of Unum Group's senior management will host a conference call on July 31, 2024, at 8:00 a.m. ET to discuss second quarter operations results. Topics may include forward-looking information, such as guidance on future results or trend

Net income of $395.2 million ($2.04 per diluted common share) for the first quarter of 2024; after-tax adjusted operating income was $409.9 million ($2.12 per diluted common share).Results reflect a growing top-line with core operations premium growth of 6.6 percent on a constant currency basis, and robust margins highlighted by group disability, group life and AD&D, and supplemental and voluntary.Strong balance sheet with holding company liquidity of $1.4 billion and weighted average risk-based capital ratio of approximately 440 percent, well in excess of targets; statutory operating earnings of $350.5 million.Increased capital deployment to shareholders through accelerated pace of share re

CHATTANOOGA, Tenn., April 2, 2024 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its first quarter 2024 results on April 30, 2024, at approximately 4:15 p.m. Eastern Time (ET). The earnings release and financial supplement will be available in the Investors section of the company's website, which also can be directly accessed at investors.unum.com.  Members of Unum Group's senior management will host a conference call on Wednesday, May 1 at 8:00 a.m. ET to discuss first quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and p

Net income of $330.6 million ($1.69 per diluted common share) for the fourth quarter of 2023; after-tax adjusted operating income was $350.5 million ($1.79 per diluted common share).Results for the full year and fourth quarter reflect robust margins and growth momentum, supported by the favorable operating environment; full year core operations premium growth of 5.2 percent on a constant currency basis and full year after-tax adjusted operating earnings per share growth of 23.3 percent when comparing to historically reported 2022.Positive business trends expected to continue into 2024 with outlook for core operations premium growth of 5 percent to 7 percent and after-tax adjusted operating e

CHATTANOOGA, Tenn., Jan. 3, 2024 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its fourth quarter 2023 results January 30, 2024, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com.  Members of Unum Group's senior management will host a conference call Wednesday, January 31 at 8 a.m. EST to discuss fourth quarter operations results, and 2024 outlook. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are in

CHATTANOOGA, Tenn., Sept. 20, 2023 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its third quarter 2023 results October 31, 2023, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com.  Members of Unum Group's senior management will host a conference call Wednesday, November 1 at 8 a.m. EST to discuss third quarter operations results. Topics may include forward-looking information, such as guidance on futur

Net income of $392.9 million ($1.98 per diluted common share) for the second quarter of 2023; after-tax adjusted operating income was $408.8 million ($2.06 per diluted common share).Results reflect the continuation of positive underlying trends, particularly in our disability products, and a favorable operating environment.Strong top-line trends with core operations sales growth of 19.5 percent and premium growth of 4.6 percent on a constant currency basis.Robust balance sheet and liquidity with holding company liquidity of $1.1 billion and weighted average risk-based capital ratio of approximately 450 percent.Book value per common share of $47.06 grew 21.0 percent over the year-ago quarter;

CHATTANOOGA, Tenn., July 7, 2023 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its second quarter 2023 results Aug. 1, 2023, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com.  Members of Unum Group's senior management will host a conference call Wednesday, August 2 at 9 a.m. EST to discuss second quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and part

Net income of $358.3 million ($1.80 per diluted common share) for the first quarter of 2023; after-tax adjusted operating income was $372.6 million ($1.87 per diluted common share).Full-year 2023 outlook increased following strong first quarter and underlying trends; Previous outlook of an increase in after-tax adjusted operating income per share of 8 percent to 12 percent increased to 20 percent to 25 percent when comparing to historically reported 2022 results, or an increase of 10 percent to 15 percent on a consistent basis under ASU 2018-12. Positive top-line trends with core operations sales growth of 18.9 percent and premium growth of nearly 4 percent on a constant currency basis.Solid

CHATTANOOGA, Tenn., April 6, 2023 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its first quarter 2023 results May 2, 2023, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com.  Unum Group to release Q1 2023 results and host conference callMembers of Unum Group's senior management will host a conference call Wednesday, May 3 at 8 a.m. EST to discuss first quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material infor

Net income of $279.6 million ($1.39 per diluted common share) for the fourth quarter of 2022; after-tax adjusted operating income was $286.7 million ($1.43 per diluted common share).Results reflect strong operating performance and the continuation of favorable trends seen throughout 2022; growth in full year 2022 after-tax adjusted operating income per diluted common share of 42.8 percent.Strong core operations sales growth of 16.8 percent and stable persistency supporting premium growth of nearly 4 percent on a constant currency basis.Robust balance sheet and liquidity with holding company cash of $1.6 billion and weighted average risk-based capital ratio of approximately 420 percent.Book v

CHATTANOOGA, Tenn., Jan. 4, 2023 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its fourth quarter 2022 results January 31, 2023, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com. Members of Unum Group's senior management will host a conference call Wednesday, February 1, at 8 a.m. EST to discuss fourth quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen an

Net income of $410.7 million ($2.04 per diluted common share) for the third quarter of 2022; after-tax adjusted operating income was $303.7 million ($1.51 per diluted common share).Results reflect continued strong operating performance, the shift towards endemic COVID impacts, and core business premium trends nearing our long-term growth expectations; core operations sales and premium growth on a constant currency basis of 14.1 percent and 3.9 percent, respectively.Strong balance sheet with holding company liquidity of $1.1 billion and weighted average risk-based capital ratio of approximately 415 percent, providing significant financial flexibility.Expanded hedging program to help mitigate

CHATTANOOGA, Tenn., Sept. 30, 2022 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its third quarter 2022 results November 1, 2022, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com. Members of Unum Group's senior management will host a conference call Wednesday, November 2, at 8 a.m. EST to discuss third quarter operations results. Topics may include forward-looking information, such as guidance on futur

Net income of $370.4 million ($1.83 per diluted common share) for the second quarter of 2022; after-tax adjusted operating income was $386.6 million ($1.91 per diluted common share).Results reflect improving trend in COVID-related mortality impacts, strong operating performance, and favorable sales and premium trends in core business segments.Strong balance sheet and liquidity with holding company liquidity of $1.2 billion and weighted average risk-based capital ratio of approximately 415 percent.Full-year 2022 outlook increased; after-tax adjusted operating income per share now expected to grow 40 percent to 45 percent relative to full-year 2021, compared to the previous outlook of an incre

CHATTANOOGA, Tenn., June 30, 2022 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its second quarter 2022 results August 2, 2022, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com. Members of Unum Group's senior management will host a conference call Wednesday, August 3, at 8 a.m. EST to discuss second quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and p

Net income of $253.5 million ($1.25 per diluted common share) for the first quarter of 2022; after-tax adjusted operating income was $277.3 million ($1.36 per diluted common share).Results reflect improving trend in COVID-related mortality impacts, strong operating performance, and favorable sales and premium trends in core business segments.Strong balance sheet and liquidity with holding company liquidity of $1.3 billion and weighted average risk-based capital ratio of approximately 400 percent.Full-year 2022 outlook increased; after-tax adjusted operating income per share now expected to grow 15 percent to 20 percent relative to full-year 2021, compared to the previous outlook of an increa

CHATTANOOGA, Tenn., April 5, 2022 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its first quarter 2022 results May 5, 2022, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com. Members of Unum Group's senior management will host a conference call Friday, May 6, at 8 a.m. EST to discuss first quarter operations results. Topics may include forward-looking information, such as guidance on future results or t

CHATTANOOGA, Tenn., Feb. 1, 2022 /PRNewswire/ -- Unum Group (NYSE:UNM) today reported net income of $159.7 million ($0.78 per diluted common share) for the fourth quarter of 2021, compared to net income of $135.4 million ($0.66 per diluted common share) for the fourth quarter of 2020. Included in net income for the fourth quarter of 2021 is the amortization of the after-tax cost of reinsurance of $15.5 million ($0.08 per diluted common share), as well as a net after-tax investment loss on the Company's investment portfolio of $6.8 million ($0.03 per diluted common share).  Included in net income for the fourth quarter of 2020 is the net after-tax gain from the Closed Block individual disabi

CHATTANOOGA, Tenn., Jan. 4, 2022 /PRNewswire/ -- Unum Group (NYSE:UNM) will release its fourth quarter 2021 results February 1, 2022, at approximately 4:15 p.m. Eastern Standard Time. The earnings release and financial supplement will be available in the Investors section of the company's website, which can be directly accessed at www.investors.unum.com. Members of Unum Group's senior management will host a conference call Wednesday, February 2, at 8 a.m. EST to discuss fourth quarter operations results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen

CHATTANOOGA, Tenn., Nov. 2, 2021 /PRNewswire/ -- Unum Group (NYSE:UNM) today reported net income of $328.6 million ($1.60 per diluted common share) for the third quarter of 2021, compared to net income of $231.1 million ($1.13 per diluted common share) for the third quarter of 2020. Included in net income for the third quarter of 2021 are a net after-tax reserve decrease related to reserve assumption updates of $143.3 million ($0.70 per diluted common share), an after-tax impairment loss on internal-use software of $9.6 million ($0.05 per diluted common share), the after-tax amortization of the cost of reinsurance of $15.5 million ($0.08  per diluted common share), and a net after-tax reali

CHATTANOOGA, Tenn., Aug. 3, 2021 /PRNewswire/ -- Unum Group (NYSE:UNM) today reported net income of $182.9 million ($0.89 per diluted common share) for the second quarter of 2021, compared to net income of $265.5 million ($1.30 per diluted common share) for the second quarter of 2020. Included in net income for the second quarter of 2021 are the after-tax cost related to the early retirement of debt of $53.2 million ($0.26 per diluted common share), an after-tax impairment loss on the right-of-use (ROU) asset related to one of our operating leases for office space that we are no longer using to support our general operations of $11.0 million ($0.05 per diluted common share), the net tax exp