TRV - Earnings announcements

First Quarter 2026 Net Income per Diluted Share of $7.78 and Core Income per Diluted Share of $7.71 First Quarter 2026 Return on Equity of 21.1% and Core Return on Equity of 19.7% Board of Directors Declares 14% Increase in Regular Quarterly Cash Dividend to $1.25 per Share Very strong first quarter net income of $1.711 billion and core income of $1.696 billion. Underlying underwriting income of $1.521 billion pre-tax - sixth consecutive quarter above $1.5 billion. Excellent consolidated combined ratio of 88.6% and underlying combined ratio of 85.3%. Catastrophe losses of $761 million pre-tax, compared to $2.266 billion pre-tax in the prior year quarter. Net favorable pri

The Travelers Companies, Inc. (NYSE: TRV) will review its first quarter 2026 results at 9:30 a.m. ET on Thursday, April 16, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for seven days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should us

Fourth Quarter 2025 Net Income per Diluted Share of $11.06, up 23%, and Core Income per Diluted Share of $11.13, up 22% Full Year Net Income of $6.288 Billion and Core Income of $6.325 Billion Fourth Quarter 2025 Return on Equity of 31.0% and Core Return on Equity of 29.6% Full Year Return on Equity of 21.0% and Core Return on Equity of 19.4% Board of Directors Authorizes an Additional $5.0 Billion of Share Repurchases Fourth quarter net income of $2.496 billion, up 20%, and core income of $2.511 billion, up 18%. Consolidated combined ratio improved 3.0 points to 80.2%. Underlying combined ratio improved 1.8 points to 82.2%. Net investment income increased 10% after-tax

The Travelers Companies, Inc. (NYSE: TRV) will review its fourth quarter and full year 2025 results at 9 a.m. ET on Wednesday, Jan. 21, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for seven days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers

Third Quarter 2025 Net Income per Diluted Share of $8.24, up 52%, and Return on Equity of 24.7% Third Quarter 2025 Core Income per Diluted Share of $8.14, up 55%, and Core Return on Equity of 22.6% Third quarter net income of $1.888 billion, up 50%, and core income of $1.867 billion, up 53%. Consolidated combined ratio improved 5.9 points from the prior year quarter to an excellent 87.3%. Underlying combined ratio improved 1.7 points from the prior year quarter to an exceptional 83.9%. Catastrophe losses were $402 million pre-tax compared to $939 million in the prior year quarter. Net investment income increased 15% after-tax over the prior year quarter to $850 million.

The Travelers Companies, Inc. (NYSE: TRV) will review its third quarter 2025 results at 9 a.m. ET on Thursday, Oct. 16, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for seven days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use co

Second Quarter 2025 Net Income per Diluted Share of $6.53, up 185%, and Return on Equity of 20.9% Second Quarter 2025 Core Income per Diluted Share of $6.51, up 159%, and Core Return on Equity of 18.8% Second quarter net income of $1.509 billion, up 183%, and core income of $1.504 billion, up 157%. Consolidated combined ratio improved 9.9 points from the prior year quarter to a very strong 90.3%. Underlying combined ratio improved 3.0 points from the prior year quarter to an excellent 84.7%. Catastrophe losses were $927 million pre-tax compared to $1.509 billion in the prior year quarter. Net favorable prior year reserve development of $315 million pre-tax, with favorable d

The Travelers Companies, Inc. (NYSE: TRV) will review its second quarter 2025 results at 9:30 a.m. ET on Thursday, July 17, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use c

First Quarter 2025 Net Income per Diluted Share of $1.70 and Core Income per Diluted Share of $1.91 Board of Directors Declares 5% Increase in Regular Quarterly Cash Dividend to $1.10 per Share Exceptional underlying underwriting income of $1.583 billion pre-tax, up 32%. Consolidated combined ratio of 102.5%; and underlying combined ratio of 84.8%, a 2.9 point improvement. Catastrophe losses of $2.266 billion pre-tax, primarily driven by the January 2025 California wildfires. Net favorable prior year reserve development of $378 million pre-tax. Net investment income increased 10% pre-tax over the prior year quarter. Operating cash flows of $1.360 billion. The Travelers Compan

The Travelers Companies, Inc. (NYSE: TRV) will review its first quarter 2025 results at 9 a.m. ET on Wednesday, April 16, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confe

Fourth Quarter 2024 Net Income per Diluted Share of $8.96, up 28%, and Return on Equity of 30.0% Fourth Quarter 2024 Core Income per Diluted Share of $9.15, up 31%, and Core Return on Equity of 27.7% Full Year Net Income and Core Income of $5 Billion Full Year Return on Equity of 19.2% and Core Return on Equity of 17.2% Excellent fourth quarter net income of $2.082 billion and core income of $2.126 billion. Consolidated combined ratio improved 2.6 points from the prior year quarter to an excellent 83.2%. Underlying underwriting income of $1.700 billion pre-tax, reflecting an underlying combined ratio that improved 1.9 points to an excellent 84.0%; very strong underlying resul

The Travelers Companies, Inc. (NYSE: TRV) will review its fourth quarter and full year 2024 results at 9 a.m. ET on Wednesday, Jan. 22, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers

Third Quarter 2024 Net Income per Diluted Share of $5.42, up 211%, and Return on Equity of 19.2% Third Quarter 2024 Core Income per Diluted Share of $5.24, up 169%, and Core Return on Equity of 16.6% Strong third quarter net income of $1.260 billion and core income of $1.218 billion. Consolidated combined ratio improved 7.8 points from the prior year quarter to a strong 93.2%. Catastrophe losses of $939 million pre-tax, compared to $850 million pre-tax in the prior year quarter. Substantial net favorable prior year reserve development of $126 million pre-tax. Record underlying underwriting income of $1.498 billion pre-tax, reflecting an underlying combined ratio that improved 5.0

The Travelers Companies, Inc. (NYSE:TRV) will review its third quarter 2024 results at 9 a.m. ET on Thursday, Oct. 17, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use conferen

Excellent Underlying Results, Net Favorable Prior Year Reserve Development and Higher Net Investment Income More Than Offset Significant Catastrophe Losses from Severe Convective Storms Second Quarter 2024 Net Income per Diluted Share of $2.29 and Return on Equity of 8.6% Second Quarter 2024 Core Income per Diluted Share of $2.51 and Core Return on Equity of 8.1% Second quarter net income of $534 million and core income of $585 million. Consolidated combined ratio improved 6.3 points from the prior year quarter to 100.2%. Catastrophe losses of $1.509 billion pre-tax, compared to $1.481 billion pre-tax in the prior year quarter. Underlying combined ratio improved 3.4 points f

The Travelers Companies, Inc. (NYSE:TRV) will review its second quarter 2024 results at 9 a.m. ET on Friday, July 19, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confere

First Quarter 2024 Net Income per Diluted Share of $4.80, up 16%, and Return on Equity of 18.0% First Quarter 2024 Core Income per Diluted Share of $4.69, up 14%, and Core Return on Equity of 15.4% Board of Directors Declares 5% Increase in Regular Quarterly Cash Dividend to $1.05 per Share First quarter net income of $1.123 billion and core income of $1.096 billion. Quarter included an elevated level of catastrophe losses of $712 million pre-tax, compared to $535 million pre-tax in the prior year quarter. Excellent consolidated combined ratio of 93.9% improved 1.5 points; outstanding underlying combined ratio of 87.7% improved 2.9 points. Net written premiums of $10.182 bil

The Travelers Companies, Inc. (NYSE:TRV) will review its first quarter 2024 results at 9 a.m. ET on Wednesday, April 17, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use conf

Record Quarterly Net Income per Diluted Share of $6.99 and Return on Equity of 29.0% Record Quarterly Core Income per Diluted Share of $7.01 and Core Return on Equity of 24.0% Full Year Net Income of $2.991 billion and Return on Equity of 13.6% Full Year Core Income of $3.072 billion and Core Return on Equity of 11.5% Record quarterly net income of $1.626 billion and core income of $1.633 billion, driven by both underwriting and investment results. Exceptional consolidated combined ratio of 85.8%, an 8.7 point improvement, and underlying combined ratio of 85.9%, a 5.5 point improvement. Net written premiums of $9.994 billion for the quarter, up 13%, and full year net written

The Travelers Companies, Inc. (NYSE:TRV) will review its fourth quarter and full year 2023 results at 9 a.m. ET on Friday, Jan. 19, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers shou

Third Quarter 2023 Net Income per Diluted Share of $1.74 and Return on Equity of 7.7% Third Quarter 2023 Core Income per Diluted Share of $1.95 and Core Return on Equity of 6.9% Excellent underlying underwriting income of $868 million pre-tax, up 43%. Consolidated combined ratio of 101.0%; and underlying combined ratio of 90.6%, a 1.9 point improvement. Catastrophe losses of $850 million pre-tax compared to $512 million pre-tax in the prior year quarter. Net unfavorable prior year reserve development of $154 million pre-tax primarily due to an addition to asbestos reserves of $284 million pre-tax. Record net written premiums of $10.493 billion, up 14% over the prior year qu

The Travelers Companies, Inc. (NYSE:TRV) will review its third quarter 2023 results at 9 a.m. ET on Wednesday, Oct. 18, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confe

Second Quarter 2023 Net Loss per Diluted Share of $0.07 Second Quarter 2023 Core Income per Diluted Share of $0.06 Second quarter net loss of $14 million and core income of $15 million. Consolidated combined ratio of 106.5%. Catastrophe losses of $1.481 billion pre-tax compared to $746 million pre-tax in the prior year quarter. Consolidated underlying combined ratio improved 1.7 points compared to the prior year quarter to an excellent 91.1%. Record net written premiums of $10.318 billion, up 14% compared to the prior year quarter. Very strong production in all three segments, including renewal premium change in Business Insurance which accelerated to a record 12.8%.

The Travelers Companies, Inc. (NYSE:TRV) will review its second quarter 2023 results at 9 a.m. ET on Thursday, July 20, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confe

First Quarter 2023 Net Income per Diluted Share of $4.13 and Return on Equity of 17.5% First Quarter 2023 Core Income per Diluted Share of $4.11 and Core Return on Equity of 14.5% Board of Directors Declares 8% Increase in Regular Quarterly Cash Dividend to $1.00 per Share and Authorizes an Additional $5.0 Billion of Share Repurchases First quarter net income of $975 million and core income of $970 million. Quarter included an elevated level of catastrophe losses of $535 million pre-tax ($422 million after-tax); quarter also included a one-time tax benefit of $211 million. Consolidated combined ratio of 95.4% and underlying combined ratio of 90.6%. Record net written premium

The Travelers Companies, Inc. (NYSE:TRV) will review its first quarter 2023 results at 9 a.m. ET on Wednesday, April 19, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confer

Fourth Quarter 2022 Core Income per Diluted Share of $3.40 and Core Return on Equity of 12.3% Full Year Net Income of $2.842 billion and Return on Equity of 12.2% Full Year Core Income of $2.998 billion and Core Return on Equity of 11.3% Fourth quarter net income of $819 million and core income of $810 million. Results reflect record net earned premium, consolidated combined ratio of 94.5% and underlying combined ratio of 91.4%; underwriting results in commercial businesses were exceptional. Catastrophe losses of $459 million pre-tax compared to $36 million pre-tax in the prior year quarter. Net written premiums of $8.829 billion, up 10% compared to the prior year quarter; record

The Travelers Companies, Inc. (NYSE:TRV) today announced preliminary results for the fourth quarter of 2022. For the fourth quarter of 2022, the Company expects to report net income of $819 million, or $3.44 per diluted share, and core income of $810 million, or $3.40 per diluted share. Fourth quarter 2022 results include the Company's estimate for catastrophe losses of $459 million pre-tax ($362 million after-tax), net of reinsurance. Catastrophe losses primarily resulted from the significant winter storm that impacted much of the U.S and Canada in late December. "We are pleased with the solid results for the quarter in light of the late December winter storm," said Alan Schnitzer, Chai

The Travelers Companies, Inc. (NYSE:TRV) will review its fourth quarter and full year 2022 results at 9 a.m. ET on Tuesday, Jan. 24, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers shoul

Strong Year-to-Date 2022 Return on Equity of 11.1% and Core Return on Equity of 10.9% Third Quarter 2022 Net Income per Diluted Share of $1.89 and Return on Equity of 8.5% Third Quarter 2022 Core Income per Diluted Share of $2.20 and Core Return on Equity of 7.9% Consolidated combined ratio of 98.2% and underlying combined ratio of 92.5%. Catastrophe losses of $512 million pre-tax compared to $501 million pre-tax in the prior year quarter. Record net written premiums of $9.198 billion, up 10% compared to the prior year quarter. Net written premium growth in all three segments compared to the prior year quarter; Business Insurance up 9%, Bond & Specialty Insurance up 8% and Persona

The Travelers Companies, Inc. (NYSE:TRV) will review its third quarter 2022 results at 9 a.m. ET on Wednesday, Oct. 19, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confere

Second Quarter 2022 Net Income per Diluted Share of $2.27 and Return on Equity of 9.1% Second Quarter 2022 Core Income per Diluted Share of $2.57 and Core Return on Equity of 9.3% Second quarter net income of $551 million and core income of $625 million. Consolidated combined ratio of 98.3% and underlying combined ratio of 92.8%. Catastrophe losses of $746 million pre-tax compared to $475 million pre-tax in the prior year quarter. Record net written premiums of $9.020 billion, up 11% compared to the prior year quarter. Double-digit net written premium growth in all three segments compared to the prior year quarter; Business Insurance up 10%, Bond & Specialty Insurance up 13% and

The Travelers Companies, Inc. (NYSE:TRV) will review its second quarter 2022 results at 9 a.m. ET on Thursday, July 21, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-770-2030 within the United States or 647-362-9199 outside the United States. All callers should use confere

First Quarter 2022 Net Income per Diluted Share of $4.15, up 45%, and Return on Equity of 15.0% First Quarter 2022 Core Income per Diluted Share of $4.22, up 55%, and Core Return on Equity of 15.5% Board of Directors Declares 6% Increase in Regular Quarterly Cash Dividend to $0.93 per Share First quarter net income of $1.018 billion and core income of $1.037 billion. Consolidated combined ratio of 91.3% and underlying combined ratio of 91.2%. Record net written premiums of $8.367 billion, up 11% compared to the prior year quarter. Net written premium growth in all three segments compared to the prior year quarter; Business Insurance up 9%, Bond & Specialty Insurance up 22% and Per

The Travelers Companies, Inc. (NYSE:TRV) will review its first quarter 2022 results at 9 a.m. ET on Tuesday, April 19, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 844-895-1976 within the United States or 647-689-5389 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-585-8367 within the United States or 416-621-4642 outside the United States. All callers should use conferen

Fourth Quarter 2021 Record Net Income per Diluted Share of $5.37 and Return on Equity of 18.6% Fourth Quarter 2021 Record Core Income per Diluted Share of $5.20 and Core Return on Equity of 19.8% Full Year Net Income of $3.662 billion, up 36%, and Return on Equity of 12.7% Full Year Core Income of $3.522 billion, up 31%, and Core Return on Equity of 13.7% Record fourth quarter net income of $1.333 billion and record core income of $1.289 billion. Consolidated combined ratio of 88.0% and underlying combined ratio of 88.7%. Net written premiums of $7.995 billion, up 10% compared to the prior year quarter; record full year net written premiums of $31.959 billion, up 7% compared to the

The Travelers Companies, Inc. (NYSE:TRV) will review its fourth quarter and full year 2021 results at 9 a.m. ET on Thursday, Jan. 20, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com or by dialing 844-895-1976 within the United States and 647-689-5389 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800-585-8367 within the United States or 416-621-4642 outside the United States. All callers shou

Third Quarter 2021 Core Income per Diluted Share of $2.60 and Core Return on Equity of 10.1% Third quarter net income of $662 million and core income of $655 million. Consolidated combined ratio of 98.6% and underlying combined ratio of 91.4%. Catastrophe losses of $501 million pre-tax compared to $397 million pre-tax in the prior year quarter. Record net written premiums of $8.324 billion, up 7% compared to the prior year quarter; growth in all three segments. Total capital returned to shareholders of $821 million, including $601 million of share repurchases. Book value per share of $115.74, up 5% from September 30, 2020; adjusted book value per share of $104.77, up 10% from Se

The Travelers Companies, Inc. (NYSE:TRV) will review its third quarter 2021 results at 9 a.m. ET on Tuesday, Oct. 19, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 844.895.1976 within the United States or 647.689.5389 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, replays will be available via webcast for one year at investor.travelers.com and by telephone for 30 days by dialing 800.585.8367 within the United States or 416.621.4642 outside the United States. All callers should use conferenc

Second Quarter 2021 Net Income per Diluted Share of $3.66 and Return on Equity of 13.0% Second Quarter 2021 Core Income per Diluted Share of $3.45 and Core Return on Equity of 13.7% Strong second quarter net income of $934 million and core income of $879 million. Consolidated combined ratio of 95.3% and underlying combined ratio of 91.4%. Net investment income of $818 million pre-tax compared to $268 million pre-tax in the prior year quarter. Net written premiums of $8.135 billion, up 11% compared to the prior year quarter (8% adjusting for the personal automobile premium refunds in the prior year quarter); growth in all three segments. Total capital returned to shareholders of $