NTB - Earnings announcements

Transaction unites two premier, full-service banking and wealth management platforms with complementary experience in international financial centers and attractive Caribbean markets to create a $29 billion financial institution The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) has entered into a definitive agreement to acquire CIBC's 91.7% interest in CIBC Caribbean Bank Limited ("CIBC Caribbean"), a relationship bank with a longstanding history serving communities across the Caribbean, to create a leading banking and wealth management platform in international financial centers and attractive Caribbean markets, with approximately $29 billion in assets.

First quarter 2026 highlights: Net income of $62.6 million, or $1.53 per share Core net income1 of $63.2 million, or $1.55 per share Return on average common equity of 22.1% and core return on average tangible common equity1 of 24.1% Net interest margin of 2.75%, cost of deposits of 1.24% Quarterly cash dividend of $0.50 per share for the quarter ended March 31, 2026 Repurchases of 0.8 million shares at a total cost of $42.4 million Closed previously announced acquisition of Rawlinson & Hunter Guernsey on April 15, 2026 The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter e

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) will release first quarter 2026 financial results following the close of the New York Stock Exchange on Tuesday, April 28, 2026. Earnings conference call: Wednesday, April 29, 2026 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at http

Fourth quarter 2025 highlights: Net income and core net income1 of $63.8 million, or $1.54 per share Return on average common equity of 22.7% and core return on average tangible common equity1 of 24.6% Net interest margin of 2.69%, cost of deposits of 1.37% Quarterly cash dividend of $0.50 per share for the quarter ended December 31, 2025 Repurchases of 0.6 million shares at a total cost of $29.6 million New share repurchase authorization for up to 3.0 million common shares  Full year 2025 highlights: Net income of $231.9 million, or $5.47 per share, and core net income1 of $237.5 million, or $5.60 per share Return on average common equity of 21.7%, and core retur

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) will release fourth quarter and full year 2025 financial results following the close of the New York Stock Exchange on Monday, February 9, 2026. Earnings conference call: Tuesday, February 10, 2026 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be

Financial highlights for the third quarter of 2025: Net income of $61.1 million, or $1.46 per share and core net income1 of $63.3 million, or $1.51 per share Return on average common equity of 22.5% and core return on average tangible common equity1 of 25.5% Net interest margin of 2.73%, cost of deposits of 1.47% Quarterly cash dividend of $0.50 per share for the quarter ended September 30, 2025 Repurchases of 0.7 million shares at a total cost of $30.3 million The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended September 30, 2025. Net income for the third quarter of 202

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) will release third quarter 2025 financial results following the close of the New York Stock Exchange on Tuesday, October 28, 2025. Earnings conference call: Wednesday, October 29, 2025 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at

Financial highlights for the second quarter of 2025: Net income of $53.3 million, or $1.25 per share and core net income1 of $53.7 million, or $1.26 per share Return on average common equity of 20.3% and core return on average tangible common equity1 of 22.3% Net interest margin of 2.64%, cost of deposits of 1.56% Redemption of subordinated debt Quarterly cash dividend rate increased by 14% to $0.50 per share for the quarter ended June 30, 2025 Repurchases of 1.1 million shares at an average price of $40.69 per share New share repurchase authorization for up to 1.5 million common shares Andrew Henton appointed as Independent Director The Bank of N.T. Butterfield &

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) will release second quarter 2025 financial results following the close of the New York Stock Exchange on Monday, July 28, 2025. Earnings conference call: Tuesday, July 29, 2025 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://

Financial highlights for the first quarter of 2025: Net income of $53.8 million, or $1.23 per share and core net income1 of $56.7 million, or $1.30 per share Return on average common equity of 20.9% and core return on average tangible common equity1 of 24.2% Net interest margin of 2.70%, cost of deposits of 1.60% Dividend for the quarter ended March 31, 2025 of $0.44 per share Repurchases of 1.1 million shares at an average price of $37.78 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended March 31, 2025. Net income for the first quarter of 2025 was $53.8 million, or

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) will release first quarter 2025 financial results following the close of the New York Stock Exchange on Wednesday, April 23, 2025. Earnings conference call: Thursday, April 24, 2025 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://

Financial highlights for the fourth quarter of 2024: Net income and core net income1 of $59.6 million, or $1.34 per share Return on average common equity of 22.9% and core return on average tangible common equity1 of 25.2% Net interest margin of 2.61%, cost of deposits of 1.73% Dividend for the quarter ended December 31, 2024 of $0.44 per share Repurchases of 1.3 million shares at an average price of $37.42 per share New share repurchase authorization for up to 2.7 million common shares Financial highlights for the full year 2024: Net income of $216.3 million, or $4.71 per share, and core net income1 of $218.9 million, or $4.77 per share Return on average common e

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH)) will release fourth quarter and full year 2024 financial results following the close of the New York Stock Exchange on Monday, February 10, 2025. Earnings conference call: Tuesday, February 11, 2025 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be

Financial highlights for the third quarter of 2024: Net income of $52.7 million, or $1.16 per share, and core net income1 of $52.8 million, or $1.16 per share Return on average common equity of 20.3% and core return on average tangible common equity1 of 22.5% Net interest margin of 2.61%, cost of deposits of 1.91% Board declares dividend for the quarter ended September 30, 2024 of $0.44 per share Repurchases of 1.0 million common shares at an average price of $37.00 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended September 30, 2024. Net income for the third quarte

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release third quarter 2024 financial results following the close of the New York Stock Exchange on Tuesday, October 22, 2024. Earnings conference call: Wednesday, October 23, 2024 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at http

Financial highlights for the second quarter of 2024: Net income of $50.6 million, or $1.09 per share, and core net income1 of $51.4 million, or $1.11 per share Return on average common equity of 20.7% and core return on average tangible common equity1 of 23.3% Net interest margin of 2.64%, cost of deposits of 1.89% Board declares dividend for the quarter ended June 30, 2024 of $0.44 per share Approved new share repurchase authorization for up to 2.1 million common shares Stephen E. Cummings appointed Independent Director The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter end

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release second quarter 2024 financial results following the close of the New York Stock Exchange on Monday, July 22, 2024. Earnings conference call: Tuesday, July 23, 2024 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https:/

Financial highlights for the first quarter of 2024: Net income of $53.4 million, or $1.13 per share, and core net income1 of $55.0 million, or $1.17 per share Return on average common equity of 21.5% and core return on average tangible common equity1 of 24.5% Net interest margin of 2.68%, cost of deposits of 1.78% Board declares dividend for the quarter ended March 31, 2024 of $0.44 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended March 31, 2024. Net income for the first quarter of 2024 was $53.4 million, or $1.13 per diluted common share, compared to net in

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release first quarter 2024 financial results following the close of the New York Stock Exchange on Tuesday, April 23, 2024. Earnings conference call: Wednesday, April 24, 2024 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at htt

Financial highlights for the fourth quarter of 2023: Net income of $53.5 million, or $1.11 per share, and core net income1 of $55.3 million, or $1.15 per share Return on average common equity of 22.5% and core return on average tangible common equity1 of 25.4% Net interest margin of 2.73%, cost of deposits of 1.72% Board declares dividend for the quarter ended December 31, 2023 of $0.44 per share Approved new share repurchase authorization for up to 3.5 million common shares Final close of acquisition of trust assets from Credit Suisse Financial highlights for the full year 2023: Net income of $225.5 million, or $4.58 per share, and core net income1 of $231.5 million

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release fourth quarter and full year 2023 financial results following the close of the New York Stock Exchange on Monday, February 12, 2024. Earnings conference call: Tuesday, February 13, 2024 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will b

Financial highlights for the third quarter of 2023: Net income of $48.7 million, or $0.99 per share, and core net income1 of $57.0 million, or $1.16 per share Return on average common equity of 20.6% and core return on average tangible common equity1 of 26.1% Net interest margin of 2.76%, cost of deposits of 1.52% Board declares dividend for the quarter ended September 30, 2023 of $0.44 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended September 30, 2023. Net income for the third quarter of 2023 was $48.7 million, or $0.99 per diluted common share, compared to n

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release third quarter 2023 financial results following the close of the New York Stock Exchange on Tuesday, October 24, 2023. Earnings conference call: Wednesday, October 25, 2023 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Conference ID: Butterfield Group Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at

Financial highlights for the second quarter of 2023: Net income of $61.0 million, or $1.22 per share, and core net income1 of $57.0 million, or $1.14 per share Return on average common equity of 25.9% and core return on average tangible common equity1 of 26.3% Net interest margin of 2.83%, cost of deposits of 1.27% Board declares dividend for the quarter ended June 30, 2023 of $0.44 per share Second closing of previously announced acquisition of Credit Suisse trust assets Completed early redemption of $75 million 2018 series of the Bank's subordinated debt The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced f

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release second quarter 2023 financial results following the close of the New York Stock Exchange on Monday, July 31, 2023. Earnings conference call: Tuesday, August 1, 2023 at 10:00 a.m. Eastern Time Dial-in information: +1 (800) 225-9448 (toll-free US) or +1 (203) 518-9708 (international) Conference ID: BUTTERFIELD Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.

Financial highlights for the first quarter of 2023: Net income and core net income1 of $62.2 million, or $1.24 per share Return on average common equity of 28.0% and core return on average tangible common equity1 of 30.5% Net interest margin of 2.88%, cost of deposits of 1.10% Board declares dividend for the quarter ended March 31, 2023 of $0.44 per share First closing of previously announced acquisition of Credit Suisse trust assets The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended March 31, 2023. Net income for the first quarter of 2023 was $62.2 million, or $1.24 pe

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release first quarter 2023 financial results following the close of the New York Stock Exchange on Monday, April 24, 2023. Earnings conference call: Tuesday, April 25, 2023 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.butterfieldgroup.com/investor

Financial highlights for the fourth quarter of 2022: Net income of $63.1 million, or $1.26 per share, and core net income1 of $63.2 million, or $1.27 per share Return on average common equity of 31.6% and core return on average tangible common equity1 of 34.9% Net interest margin of 2.79%, cost of deposits of 0.78% Board declares dividend for the quarter ended December 31, 2022 of $0.44 per share Financial highlights for the full year 2022: Net income of $214.0 million, or $4.29 per share, and core net income1 of $215.7 million, or $4.33 per share Return on average common equity of 25.7%, and core return on average tangible common equity1 of 28.6% Net interest margin of

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release fourth quarter and full year 2022 financial results following the close of the New York Stock Exchange on Monday, February 13, 2023. Earnings conference call: Tuesday, February 14, 2023 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.butterfieldg

Financial highlights for the third quarter of 2022: Net income of $57.4 million, or $1.15 per share, and core net income1 of $57.6 million, or $1.16 per share Return on average common equity of 28.5% and core return on average tangible common equity1 of 31.6% Net interest margin of 2.59%, cost of deposits of 0.34% Board declares dividend for the quarter ended September 30, 2022 of $0.44 per share Announced acquisition of Credit Suisse Trust business in Singapore, Guernsey and the Bahamas The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the quarter ended September 30, 2022. Net income for the

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release third quarter 2022 financial results following the close of the New York Stock Exchange on Monday, October 31, 2022. Earnings conference call: Tuesday, November 1, 2022 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.butterfieldgroup.com/investor

Financial highlights for the second quarter of 2022: Net income of $49.1 million, or $0.99 per share, and core net income1 of $50.2 million, or $1.01 per share Return on average common equity of 24.5% and core return on average tangible common equity1 of 27.8% Net interest margin of 2.26%, cost of deposits of 0.16% Board declares dividend for the quarter ended June 30, 2022 of $0.44 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the second quarter ended June 30, 2022. Net income for the second quarter of 2022 was $49.1 million or $0.99 per diluted common share compared to net income

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release second quarter 2022 financial results following the close of the New York Stock Exchange on Monday, July 25, 2022. Earnings conference call: Tuesday, July 26, 2022 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.butterfieldgroup.com/investor-rela

Financial highlights for the first quarter of 2022: Net income of $44.4 million, or $0.89 per share, and core net income1 of $44.7 million, or $0.90 per share Return on average common equity of 19.7% and core return on average tangible common equity1 of 21.9% Net interest margin of 2.03%, cost of deposits of 0.12% Board declares dividend for the quarter ended March 31, 2022 of $0.44 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the first quarter ended March 31, 2022. Net income for the first quarter of 2022 was $44.4 million or $0.89 per diluted common share compared to net income

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release first quarter 2022 financial results following the close of the New York Stock Exchange on Monday, May 2, 2022. Earnings conference call: Tuesday, May 3, 2022 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.butterfieldgroup.com/investor-relations

Financial highlights for the fourth quarter of 2021: Net income and core net income1 of $41.7 million, or $0.84 per share Return on average common equity of 17.1% and core return on average tangible common equity1 of 18.8% Net interest margin of 2.00%, cost of deposits of 0.12% Board declares dividend for the quarter ended December 31, 2021 of $0.44 per share and a new share repurchase program of up to 2.0 million common shares Financial highlights for the full year 2021: Net income of $162.7 million, or $3.26 per share, and core net income1 of $163.6 million, or $3.28 per share Return on average common equity of 16.8%, and core return on average tangible common equity1 of 18.

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release fourth quarter and full year 2021 financial results following the close of the New York Stock Exchange on Monday, February 14, 2022. Earnings conference call: Tuesday, February 15, 2022 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations page on Butterfield's website at https://www.butterfieldgroup.com/investor-relations/events-presentations Replay: An audio replay of the call will be available at https://www.butterfieldg

Financial highlights for the third quarter of 2021: Net income of $39.8 million, or $0.80 per share, and core net income1 of $40.0 million, or $0.80 per share Return on average common equity of 16.2% and core return on average tangible common equity1 of 17.9% Board declares dividend for the quarter ended September 30, 2021 of $0.44 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the third quarter ended September 30, 2021. Net income for the third quarter of 2021 was $39.8 million, or $0.80 per diluted common share, compared to net income of $39.6 million, or $0.79 per diluted common sh

The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE:NTB, BSX: NTB.BH))) will release third quarter 2021 financial results following the close of the New York Stock Exchange on Wednesday, October 27, 2021. Earnings conference call: Thursday, October 28, 2021 at 10:00 a.m. Eastern Time Dial-in information: +1 (844) 855 9501 (toll-free US) or +1 (412) 858 4603 (international) Live audio webcast: A live audio webcast of the call can be accessed via Butterfield's investor relations website at https://www.butterfieldgroup.com/investor-relations/events-presentations. Replay: An audio replay of the call will be available at https://www.butterfieldgroup.com/investor-relations/events

Financial highlights for the second quarter of 2021: Net income of $39.6 million, or $0.79 per share, and core net income1 of $40.1 million, or $0.80 per share Return on average common equity of 16.7% and core return on average tangible common equity1 of 18.7% Credit reserve release of $1.0 million primarily due to improved macroeconomic growth forecast Board declares dividend for the quarter ended June 30, 2021 of $0.44 per share The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") ((BSX: NTB.BH, NYSE:NTB) today announced financial results for the second quarter ended June 30, 2021. Net income for the second quarter of 2021 was $39.6 million, or $0.79 per dil