FITB - Earnings announcements

Core business momentum remains strong and Comerica acquisition meaningfully propels growth trajectory Reported results included a net negative $0.68 impact from certain items on page 2 Fifth Third Bancorp (NASDAQ:FITB): Key Financial Data             Key Highlights                         $ in millions for all balance sheet and income statement items                   1Q26 4Q25 1Q25 Successfully closed Comerica acquisition Opening Balances as of February 1st: Total assets,

Strong returns supported by continued business momentum and improved credit trends Reported results included a net negative $0.04 impact from certain items on page 2 Fifth Third Bancorp (NASDAQ:FITB):                         Key Financial Data             Key Highlights                         $ in millions for all balance sheet and income statement items                   4Q25   3Q25   4Q24  

Strong revenue growth and expense discipline drives 4th consecutive quarter of positive operating leverage Reported results included a negative $0.02 impact from certain items on page 2 Fifth Third Bancorp (NASDAQ:FITB):                     Key Financial Data             Key Highlights                     $ in millions for all balance sheet and income statement items             3Q25   2Q25   3Q24   Stability: 3% demand deposit

Merger Delivers Compelling Value to Shareholders Fifth Third Bancorp (NASDAQ:FITB) and Comerica Incorporated (NYSE:CMA) today announced that they have entered into a definitive merger agreement under which Fifth Third will acquire Comerica in an all-stock transaction valued at $10.9 billion. Under the terms of the agreement, Comerica's stockholders will receive 1.8663 Fifth Third shares for each Comerica share, representing $82.88 per share as of Fifth Third's closing stock price on October 3, 2025, and a 20% premium to Comerica's 10-day volume-weighted average stock price. At close, Fifth Third shareholders will own approximately 73% and Comerica shareholders will own approximately 27% o

Accelerating revenue growth led by continued loan growth and net interest margin expansion Reported results included a negative $0.02 impact from certain items on page 2 Fifth Third Bancorp (NASDAQ:FITB):                       Key Financial Data             Key Highlights                         $ in millions for all balance sheet and income statement items                   2Q25 1Q25 2Q24 Stability: Net charg

Loan growth, net interest margin expansion, and expense discipline leads to positive operating leverage Reported results included a negative $0.02 impact from certain items on page 2 Fifth Third Bancorp (NASDAQ:FITB): Key Financial Data Key Highlights $ in millions for all balance sheet and income statement items       Stability:   Resilient balance sheet delivered stable NII sequentially and 4% growth compared to 1Q24, attributed to loan growth, deposit rate management, and fixed-rate asset repricing Net charge-off ratio remained stable sequentially   Profitability:   Continued expense discipline: Expenses down 3% compared to 1Q24, and stable

Strong returns driven by growth in loans and fees and improvement in net interest margin Reported results included a negative $0.05 impact from certain items on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB):                         Key Financial Data             Key Highlights                         $ in millions for all balance sheet and income statement items             4Q24   3Q24   4Q23  

Fee income growth and resilient balance sheet leads to another quarter of strong returns Reported results included a negative $0.07 impact from certain items on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB): Key Financial Data             Key Highlights $ in millions for all balance sheet and income statement items                 3Q24 2Q24 3Q23 Stability: Sequential growth in net interest income and net interest margin driven by the repricing benefit on fixed rate loan portfolio and moderating deposit costs Strong profitability resulted in CET1 increasing to 10.75% while executing a $200 million sha

Resilient balance sheet and disciplined expense management leads to strong and stable returns Reported results included a negative $0.05 impact from certain items on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB):                         Key Financial Data             Key Highlights                         $ in millions for all balance sheet and income statement items                   2Q24 1Q24 2Q

Grew deposits year-over-year and further strengthened liquidity and capital positions Reported results included a negative $0.06 impact from certain items on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB):                     Key Financial Data             Key Highlights                     $ in millions for all balance sheet and income statement items             1Q24 4Q23 1Q23 Stability: Average deposits increased 5%

Strong capital accretion and continued to grow deposits and improve liquidity Reported results included a negative $0.27 impact from certain items on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB):               Key Financial Data       Key Highlights                 $ in millions for all balance sheet and income statement items           4Q23 3Q23 4Q22 Stability: Average deposits increased 2% compared to 3Q23; increased 5% compared to 4Q22 Maintained full Category 1 LCR compli

Grew deposits and continued to improve liquidity and capital; maintained strong credit quality Raised quarterly common stock dividend 2 cents, or 6%, to $0.35 per share Reported results included a negative $0.01 impact from a certain item on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB):                         Key Financial Data             Key Highlights   $ in millions for all balance sheet and income statement items                   3Q23 2Q23 3Q22 Sta

Period-end total deposits increased 1% compared to the prior quarter and 2% year-over-year Credit quality remains strong with net charge-off ratio of 0.29% and early stage delinquencies of 0.28% Reported results included a negative $0.05 impact from certain items on page 2 of the earnings release Fifth Third Bancorp (NASDAQ:FITB):                         Key Financial Data             Key Highlights                         $ in millions for all balance sheet and income statement items

Average and period-end total deposits were flat compared to the prior quarter Credit quality remains strong with net charge-off ratio of 0.26% and early stage delinquencies of 0.26% Reported results included a negative $0.05 impact from certain items on page 2 of the earnings release Fifth Third Bank (NASDAQ:FITB):                          Key Financial Data             Key Highlights                         $ millions for all balance sheet and income statement items    

Compared to the year-ago quarter, reported revenue increased 16% while expenses increased only 1% NIM(a) expanded 13 basis points, and key credit quality metrics remained stable sequentially Reported results included a negative $0.03 impact from certain items on page 2 of the 4Q22 earnings release Fifth Third Bank (NASDAQ:FITB):                     Key Financial Data             Key Highlights                     $ millions for all balance sheet and income statement items         (fourth quarter 2022 except where noted)     4Q22 3Q22 4Q21 Select Business Highlights

Reported diluted earnings per share of $0.91 Reported results included a negative $0.02 impact from a certain item on page 2 of the 3Q22 earnings release Fifth Third Bancorp (NASDAQ:FITB): Key Highlights Select Business Highlights: Generated consumer household growth of 3% compared to 3Q21 Increased quarterly cash dividend on common shares 3 cents, or 10% Private Bank recognized as Best Private Bank for High Net Worth Clients by Digital Banker and Global Private Banker Surpassed 1 million Momentum banking accounts Select Financial Highlights: ROTCE(a) of 21.9%; adjusted ROTCE(a) of 17.7% excl. AOCI Compared to 3Q21, PPNR(a) increased 18% (adjusted PPNR(a) increased 24%)

Reported diluted earnings per share of $0.76 Reported results included a negative $0.03 impact from certain item(s) on page 2 Fifth Third Bancorp (NASDAQ:FITB): Key Highlights Select Business Highlights: Generated consumer household growth of 2% compared to 2Q21 Announced stress capital buffer requirement of 2.5% (regulatory minimum) Closed acquisition of Dividend Finance, a national point-of-sale consumer lender Announced $100 billion environmental and social finance target to be achieved through 2030 Select Financial Highlights: ROTCE(a) of 17.5%; adjusted ROTCE(a) of 15.2% excl. AOCI Compared to 2Q21, PPNR(a) increased 13% (adjusted PPNR(a) increased 11%) Efficiency r

Reported diluted earnings per share of $0.68 Reported results included a negative $0.01 impact from certain item(s) on page 2 of the 1Q22 earnings release Fifth Third Bancorp (NASDAQ:FITB): Key Highlights Select Business Highlights: Named one of the "World's Most Ethical Companies" by Ethisphere in March 2022 for the third time Generated consumer household growth of 3% compared to 1Q21 Announced $20/hour minimum wage for eligible employees effective July 2022 Select Financial Highlights: ROTCE(a) of 13.4%; adjusted ROTCE(a) of 13.7% excl. AOCI Net interest income(a) stable compared to 4Q21, or up 1% excluding the impact of PPP; NIM(a) up 4 basis points compared to 4Q21 Ave

Fifth Third Bancorp (NASDAQ:FITB) will participate in the 2021 BancAnalysts Association of Boston Conference on November 5, 2021 at approximately 8:50 AM ET. Tim Spence, president, and Jamie Leonard, executive vice president and chief financial officer, will represent the Company. This conference call will be webcast live and may be accessed through the Fifth Third Investor Relations website at www.53.com (click on "About Us" then "Investor Relations"). Those unable to listen to the live webcast may access a webcast replay through the Fifth Third Investor Relations website at the same web address. About Fifth Third Bancorp Fifth Third Bancorp is a diversified financial services company h

Reported diluted earnings per share of $0.97 Reported results included a positive $0.03 impact from certain items on page 2 of the 3Q21 earnings release Fifth Third Bancorp (NASDAQ ®: FITB): Key Highlights Select Business Highlights: Closed acquisition of Provide, a leading fintech company serving healthcare practices Finalized HSA deposit sale, generating a pre-tax gain of $60 million (noninterest income) Made $15 million pre-tax contribution to accelerate racial equality, equity and inclusion in our communities Generated consumer household growth of 3% vs. 3Q20 Commercial loan production increased 5% compared to 2Q21; strongest production quarter since 4Q19 Select Financia

Reported diluted earnings per share of $0.94 Fifth Third Bancorp (NASDAQ ®: FITB): Key Highlights Select Business Highlights: Launched Fifth Third Momentum Banking across footprint - a fintech banking solution with Early Pay, Extra Time, smart savings, and other features with no monthly fee Announced acquisition of Provide, a leading fintech company serving healthcare practices (expect to close early August 2021) Generated consumer household growth of 4% vs. 2Q20 Published second annual ESG report on June 30th Select Financial Highlights: (2Q21 versus 1Q21 where applicable) ROTCE(a) of 16.6%; adjusted ROTCE(a) of 19.7% excl. AOCI PPNR(a) increased 12%; adjusted PPNR(a) inc