ENVA - Earnings announcements

Originations rose 33% and total company revenue increased 17% from the first quarter of 2025Diluted earnings per share of $3.46 increased 29% and adjusted earnings per share1 of $3.87 rose 30% compared to the first quarter of 2025Credit performance remained strong with a lower net charge-off ratio compared to a year ago of 7.6% and a net revenue margin of 60%Year-over-year stability in the consolidated 30+ day delinquency ratio and fair value premium reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at March 31CHICAGO, April 23, 2026 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial

CHICAGO, April 9, 2026 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first quarter 2026 financial results will be released after the market close on Thursday, April 23, 2026. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press releas

Originations rose 32% and total company revenue increased 15% from the fourth quarter of 2024Diluted earnings per share of $3.00 increased 30% and adjusted earnings per share1 of $3.46 rose 33% compared to the fourth quarter of 2024Consolidated credit performance remained strong with a net charge-off ratio of 8.3% and net revenue margin of 60%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 6.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at December 31stShare repurchases during the quarter totaled

CHICAGO, Jan. 13, 2026 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2025 financial results will be released after the market close on Tuesday, January 27, 2026. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's ear

Will Unite a Leading Online Consumer and Small Business Lender with a Dynamic Digital-First Bank CHICAGO, Dec. 11, 2025 /PRNewswire/ -- Enova International, Inc. (NYSE:ENVA) ("Enova"), a leading financial services company powered by machine learning and world-class analytics, today announced it has signed a definitive agreement to acquire Grasshopper Bancorp, Inc., and its wholly owned subsidiary Grasshopper Bank N.A. ("Grasshopper"), in a cash and stock transaction valued at approximately $369 million. Grasshopper is a leading client-first, full-service digital bank founded i

Originations rose 22% and total company revenue increased 16% from the third quarter of 2024Diluted earnings per share of $3.03 increased 93% and adjusted earnings per share1 of $3.36 rose 37% compared to the third quarter of 2024Consolidated credit performance remained strong with a net charge-off ratio of 8.5% and net revenue margin of 57%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.2% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.2 billion at September 30thShare repurchases during the quarter totaled $

CHICAGO, Oct. 9, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third quarter 2025 financial results will be released after the market close on Thursday, October 23, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rel

Originations rose 28% and total company revenue increased 22% from the second quarter of 2024Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compared to the second quarter of 2024Consolidated credit performance remained strong with a net charge-off ratio of 8.1% and net revenue margin of 58%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.1% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at June 30thShare repurchases during the quarter totaled $54

CHICAGO, July 10, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second quarter 2025 financial results will be released after the market close on Thursday, July 24, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele

Originations rose 26% and total company revenue increased 22% from the first quarter of 2024Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compared to the first quarter of 2024Credit performance remained strong compared to a year ago with a stable net charge-off ratio of 8.6% and stable net revenue margin of 57%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at March 31Share repurchases during the

CHICAGO, April 15, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first quarter 2025 financial results will be released after the market close on Tuesday, April 29, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele

Originations rose 20% and total company revenue increased 25% from the fourth quarter of 2023Diluted earnings per share of $2.30 increased 104% and adjusted earnings per share1 of $2.61 rose 43% compared to the fourth quarter of 2023Net revenue margin of 57% in the fourth quarter of 2024, compared to 56% in the fourth quarter of 2023, was in line with our expectations and reflects continued strong credit performanceLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.3 billion at December 31CHICAGO, Feb. 4, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class anal

CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's ear

Strong top-line growth with total company revenue increasing 25% and originations increasing 28% from the third quarter of 2023Diluted earnings per share of $1.57 increased 22% and adjusted earnings per share of $2.45 increased 63% compared to the third quarter of 2023Credit performance remained strong compared to a year ago with lower consolidated net charge-off and delinquency ratios, a stable net revenue margin and a higher fair value premium on the total company portfolioLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.2 billion at September 30CHICAGO, Oct. 22, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial se

CHICAGO, Oct. 8, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third quarter 2024 financial results will be released after the market close on Tuesday, October 22, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele

Total revenue increased 26% from the second quarter of 2023 to $628 millionDiluted earnings per share and adjusted earnings per share increased 29% and 28% from the second quarter of 2023 to $1.93 and $2.21, respectivelyTotal company combined loans and finance receivables increased 25% from the end of second quarter of 2023 to a record $3.6 billion as total company originations were $1.4 billion for the quarterContinued solid credit performance and outlook with a second quarter net revenue margin of 59%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $891 million at June 30Repurchased approximately $62 million of common stock under the company

CHICAGO, July 9, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second quarter 2024 financial results will be released after the market close on Tuesday, July 23, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press releas

Total revenue increased 26% from the first quarter of 2023 to $610 millionDiluted earnings per share and adjusted earnings per share increased 5% and 7% from the first quarter of 2023 to $1.64 and $1.91, respectivelyTotal company combined loans and finance receivables increased 23% from the end of first quarter of 2023 to a record $3.5 billion as total company originations were $1.4 billion for the quarterContinued solid credit performance and outlook with a first quarter net revenue margin of 57%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $738 million at March 31Repurchased $139 million of common stock under the company's share repurchas

CHICAGO, April 9, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced the company's first quarter 2024 financial results will be released after the market close on Tuesday, April 23, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rel

Total revenue increased 20% from the fourth quarter of 2022 to $584 millionDiluted earnings per share totaled $1.13 and adjusted earnings per share totaled $1.83Total company combined loans and finance receivables increased 16% from the end of fourth quarter of 2022 to $3.3 billion as total company originations reached a quarterly record of $1.4 billionContinued solid credit performance and outlook with a fourth quarter net revenue margin of 56% and a sequential increase in the fair value of the consolidated portfolio as a percentage of principal to 115% at December 31Liquidity, including cash and marketable securities and available capacity on facilities, totaled $870 million at December 31

CHICAGO, Jan. 16, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2023 financial results will be released after the market close on Tuesday, January 30, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's e

CHICAGO, Oct. 10, 2023 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced the company's third quarter 2023 financial results will be released after the market close on Tuesday, October 24, 2023. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press r

Total revenue increased 22% from the second quarter of 2022 to $499 millionStrong profitability with diluted earnings per share of $1.50 and adjusted earnings per share of $1.72Total company combined loans and finance receivables increased 20% from the end of second quarter of 2022 to $2.9 billion and total company originations exceeded $1 billion for the seventh consecutive quarterContinued solid credit performance and outlook with a second quarter net revenue margin of 60%, a sequential decline in the quarterly total consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables to 7.6% and a sequential increase in the fair value of the consolidated

CHICAGO, July 11, 2023 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced the company's second quarter 2023 financial results will be released after the market close on Tuesday, July 25, 2023. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rel

Total revenue increased 25% from the first quarter of 2022 to $483 millionStrong profitability with diluted earnings per share of $1.56 and adjusted earnings per share of $1.79Total company combined loans and finance receivables increased 28% from the end of first quarter of 2022 to $2.8 billion and total company originations increased 2% from the first quarter of 2022 to $1.1 billionContinued solid credit performance and outlook with a first quarter net revenue margin of 59%, a sequential decline in the quarterly total consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables to 8.2% and a sequential increase in the fair value of the consolidate

CHICAGO, April 11, 2023 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's first quarter 2023 financial results will be released after the market close on Tuesday, April 25, 2023. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press

Total revenue increased 7% sequentially and 34% from the fourth quarter of 2021 to $486 millionStrong profitability with diluted earnings per share of $1.56 and adjusted earnings per share of $1.76Total company originations were $1.2 billion, 9% higher than originations for the fourth quarter of 2021, and total receivables, on an amortized basis, increased 46% from year-end 2021 to $2.9 billionContinued solid credit performance and outlook with a fourth quarter net revenue margin of 60%, total consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables of 8.8% for the fourth quarter and an increase in the fair value of the consolidated portfolio as

CHICAGO, Jan. 18, 2023 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's fourth quarter and full year 2022 financial results will be released after the market close on Wednesday, February 1, 2023. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company

Total revenue increased 12% sequentially and 42% from the third quarter of 2021 to $456 millionStrong profitability with diluted earnings per share of $1.57 and adjusted earnings per share of $1.74Total company originations were $1.2 billion, 10% higher sequentially and 40% higher than originations for the third quarter of 2021Continued solid credit performance with a sequentially stable total company net revenue margin of 64% as third quarter total consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables of 8.4% remained below pre-pandemic levelsThe credit outlook for the consolidated portfolio remained stable at the end of the third quarter as

CHICAGO, Oct. 13, 2022 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's third quarter 2022 financial results will be released after the market close on Thursday, October 27, 2022. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings pres

Total revenue increased 6% sequentially in the second quarter of 2022 and 54% from the second quarter of 2021 to $408 millionStrong second quarter profitability with diluted earnings per share of $1.56 and adjusted earnings per share of $1.64Total company originations were $1.1 billion, 5% higher sequentiallyContinued strong credit performance with consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables of 7.2% in the second quarter of 2022, compared to 7.6% in the first quarter of 2022At June 30, total liquidity exceeded $1 billion, including cash and marketable securities of $232 million and available capacity on committed facilities of $803

CHICAGO, July 14, 2022 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's second quarter 2022 financial results will be released after the market close on Thursday, July 28, 2022. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press

Total revenue increased 6% sequentially in the first quarter of 2022 and 49% from the first quarter of 2021 to $386 millionStrong first quarter profitability with diluted earnings per share of $1.50 and adjusted earnings per share of $1.67Total company originations totaled $1.0 billion, 2.7% lower sequentially due to normal seasonality and more than double originations during the first quarter of 2021Continued strong credit performance with consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables of 7.6% in the first quarter of 2022, compared to 4.2%, 16.8% and 15.4% for the first quarters of 2021, 2020 and 2019, respectivelyAcquired approximate

CHICAGO, April 19, 2022 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's first quarter 2022 financial results will be released after the market close on Tuesday, May 3, 2022. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rel

CHICAGO, Feb. 3, 2022 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced financial results for the fourth quarter and year ended December 31, 2021.  "We are encouraged by our strong finish to 2021 and the momentum we are carrying into 2022," said David Fisher, Enova's CEO. "Our fourth quarter performance was driven by the continued effectiveness of our marketing to capture demand across our businesses, especially from new customers. In addition, credit quality remains strong, in both legacy and newer vintages, supported by our machine learning-powered risk managem

CHICAGO, Jan. 20, 2022 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's fourth quarter and full year 2021 financial results will be released after the market close on Thursday, February 3, 2022. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company'

CHICAGO, Oct. 28, 2021 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced financial results for the third quarter ending September 30, 2021.  "We are pleased to again report a strong quarter of growth across all of our businesses," said David Fisher, Enova's CEO. "We continued to see rising demand, driven by increased spending as the economy recovers. Our accelerated marketing activities were highly successful in capturing the growing demand, particularly from new cus

CHICAGO, Oct. 14, 2021 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's third quarter 2021 financial results will be released after the market close on Thursday, October 28, 2021. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings pres

CHICAGO, July 29, 2021 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced financial results for the second quarter ended June 30, 2021. "We are pleased to report another strong quarter of continued growth and solid credit," said David Fisher, Enova's CEO. "The quarter played out as we expected with improving macroeconomic conditions driving increased consumer spending, particularly at small businesses. As a result, we saw strong demand that we were able to capture with